Category Archives: Finance Guide

In 2019, 1,630 fatalities were reported from Darlington County. Most collisions took place on South Carolina’s secondary roads and local roads, and not on major highways. This could explain the higher than average Darlington auto insurance rates. The minimum coverage is $592, and full coverage is $1,614 on average. Although Darlington is a small community of just […]

Buying health insurance can be a daunting task. With all the different plans, premiums, and coverage options available, it’s no wonder why people feel overwhelmed when shopping for health insurance. And while most of us understand that our age, gender, and location play a role in determining our rates, there are other factors at work […]

It’s important to be familiar with the terminology in order to navigate the maze of options for insurance. Annuity- An insurance product that provides lifelong benefits. Appraisal- To determine the value of a property (in order to insure for loss).Claim- Documented demand for benefits as set forth in the insurance policyCo-pay – A fee that […]

We underestimate the severity and likelihood of the risks we face in our lives and in business. However, our failure to understand these risks can lead to two outcomes: * We don’t have the right insurance or we set too high limits for our coverage. * We don’t take the necessary precautions to reduce the […]

The average annual cost of car insurance in New Hampshire is lower than the national average of $565 per year for basic insurance and $1,674 for full coverage. While auto insurance rates in New Hampshire are less than the national average, it’s worth looking for the cheapest car insurance. Cost of coverage will depend on several factors. For your convenience, […]

Rental car insurance can be a confusing and expensive add-on when you don’t know what to look for. Fortunately, if you have a Visa card, you may already have the coverage you need to rent a vehicle without having to purchase additional insurance. In this blog post, we’ll take a look at how to determine […]

Loss Recovery and Changes in Building Code You’re likely to have suffered severe property damage and large losses after a natural disaster. The “aftershock” of a natural disaster is often the increased costs of rebuilding according to the most recent building codes. Unless you have purchased an Endorsement for your policy, which is called either: “Increased […]

It’s not easy to have a fleet of company vehicles in today’s market. You have to worry not only about your employees’ use of your vehicles, but also about whether you have enough money to replace them if they do fail. These worries can be reduced if you set some guidelines and give examples of how to […]

What is the monthly cost of car insurance? What is the cost of car insurance for certain cars? What are the best ways to reduce car insurance rates? These are important questions that you need to ask. You also want the best insurance deal possible. Talk to your neighbors and friends when you’re looking for prices and services. The prices […]

The Ford Focus is still a popular car, even though it was discontinued in 2018. The Ford Focus is a popular economy car for commuters who want to buy a used car or for a new driver who wants a car for their first time. The insurance costs for a Ford Focus are comparable to that of […]