Category Archives: Finance Guide

As a life insurance salesperson, you must possess exceptional interpersonal and communication skills as well as an in-depth knowledge of both your clients and their families. Establish the appropriate type of life insurance for your client is vitally important, particularly with whole life policies that contain cash value features. 1. Determine the Value of Your […]

Marriage is an exciting life event that often impacts your insurance needs. At GEICO, we can assist in merging policies between spouses and taking advantage of discounts like multi-car and homeowners policies to save on coverage costs. Insurance providers usually require all licensed members of your household be included on your policy; this is especially […]

While insurance providers in the US do not currently offer dash cam discounts, these cameras can serve as invaluable evidence against false claims, not-at-fault accidents and theft or vandalism. Furthermore, they’re an invaluable way for parents to monitor their teenage driver’s driving habits. Dash cams may not reduce your insurance rates directly, but they may […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

How much your car insurance rates increase due to a speeding ticket depends on several factors, including severity of violation, state/insurer/driver history etc. Your chances of successfully challenging a traffic ticket depend upon its severity and the county where it occurred; other violations could also impact your premiums. Speeding Tickets One of the most frequently […]

Car insurance provides financial protection against damage to a vehicle and liabilities associated with accidents, including expenses such as repairs, medical bills and legal claims. Car insurance is mandatory across most U.S. states; however, individual state laws vary accordingly. Massachusetts was the first to introduce mandatory coverage requirements in 1925 followed by Connecticut and Virginia […]

If you’re like most people, you have health insurance. But what does that mean for the industry? Insurance companies are essential to the health care system, and they play a big role in the economy. In this blog article, we will explore what health insurance companies are in North Carolina and how they impact the […]

No matter where you live or what your home is called, you should ensure the safety of everyone who lives there. There is still cause for concern despite a marked drop in burglaries over the past decade. Burglar alarms are the best option in such situations. However, alarms can be confusing for many householders. 34% don’t […]