Are you looking to rent a car, but aren’t sure if the insurance coverage you have will cover it? Many people find themselves asking this question when they are planning a trip. After all, rental car insurance can be expensive and nobody wants to pay for something unnecessary. In this blog post, we’ll look at whether or not AAA car insurance covers your rental car.
We’ll also discuss what types of coverage you should consider when renting a vehicle and how you can save money on rental car insurance by using the right resources. Read on to learn more about what your AAA policy covers and how you can make sure you’re properly protected when renting a vehicle.
What is AAA Car Insurance?
AAA car insurance is a type of insurance that covers your car in the event of an accident. It is a form of automobile insurance that is provided by the American Automobile Association (AAA). AAA car insurance covers your car for damages that occur as a result of an accident, theft, or natural disaster.
What Does AAA Car Insurance Cover?
If you’re a member of AAA and you have car insurance through them, you may be wondering if your policy will cover a rental car. The answer is maybe. It depends on what type of coverage you have and whether or not you’re renting the car for business or personal use.
If you have comprehensive and collision coverage, your AAA policy will most likely extend to cover damage to a rental car. However, if you only have liability insurance, your policy will not cover any damage to the rental car. It’s important to know what type of coverage you have so that you can determine whether or not your rental car will be covered in the event of an accident.
If you’re renting a car for business purposes, your personal AAA policy will not cover it. You’ll need to purchase business rental insurance from the rental company in order to be protected. However, if you’re renting a car for personal use, your AAA policy should extend to cover the vehicle.
It’s always best to call your insurer before renting a car so that you know exactly what is and isn’t covered under your policy. That way, there are no surprises if something happens while you’re driving the rental car.
How Much Does AAA Car Insurance Cost?
AAA car insurance rates vary depending on a number of factors, including the driver’s age, driving history, and the type of car being insured. However, on average, AAA car insurance costs about $1,300 per year.
How to Get AAA Car Insurance
If you’re a member of AAA, you may be wondering if your car insurance will cover a rental car. The answer is yes, but there are some restrictions. Here’s what you need to know about AAA car insurance and rental cars:
-Your AAA car insurance policy will cover a rental car if you have the appropriate coverage.
-You’ll need to have collision and comprehensive coverage on your AAA policy in order to be covered for a rental car.
-If you don’t have collision and comprehensive coverage on your AAA policy, you can purchase it through the rental company.
-Be sure to inform the rental company that you’re covered by AAA car insurance so they can apply the proper discounts.
Conclusion
AAA car insurance can provide you with the coverage you need for your rental car, whether it’s a short-term lease or a long-term agreement. It is important to remember that not all policies may be the same and some may provide more extensive coverage than others. Be sure to check the details of your policy before renting a car so that you have an understanding of what is covered in case of any unexpected events.