When you think about it, renting a car is a pretty risky proposition. Not only do you run the risk of getting into an accident, but you’re also exposing yourself to theft and other dangers while in the car. Fortunately, Chase Freedom Unlimited offers rental car insurance to help mitigate some of these risks. This coverage can help protect you from unexpected expenses, like replacing your stolen car or paying for damages incurred in an accident. Before signing up for this coverage, however, be sure to ask Chase Freedom Unlimited if it covers rental car insurance. This coverage may not be available in every state.
What is Chase Freedom Unlimited?
Chase Freedom Unlimited is a great card for people who travel a lot. It has no annual fee and you can use it to purchase items in-store and online. One of the perks of Chase Freedom Unlimited is that it covers rental car insurance. This means you won’t have to worry about getting stuck with an expensive bill if your rental car gets damaged or stolen. Another benefit of this card is that it offers great rewards for spending money. You can earn 2 points per dollar spent on eligible purchases, which can be redeemed for cash back, travel credits, or merchandise.
Coverage
Chase Freedom Unlimited covers rental car insurance like most other Chase cards. The coverage is basic, but it should cover most rental car accidents and uninsured motorist accidents. You may want to purchase additional insurance if you plan to travel a lot or rent cars frequently.
If you’re involved in an accident while renting a car from a participating company, Chase Freedom Unlimited will typically cover your losses up to $50,000 per person for personal injuries and $100,000 per occurrence for property damage. Uninsured motorist coverage will also apply if you’re hit by an uninsured driver. In some cases, the coverage could be increased up to $500,000 per person for personal injuries and $1 million per occurrence for property damage.
What Renters Should Know
When you sign up for a Chase Freedom Unlimited card, you may be surprised to find out that it doesn’t cover rental car insurance. This is because the card is designed as a budget-friendly option, and rental car insurance isn’t typically included as part of that. However, there are other ways to get coverage if you need it.
One option is to purchase rental car insurance from an online provider. These providers offer rates that can be cheaper than what you would pay from a traditional insurer, and they usually have coverage for damages caused by theft or accidents while your car is in their care.
If you don’t have access to an online provider or want something more comprehensive, you can also buy rental car insurance through a physical retailer. These companies tend to be more expensive than online providers, but they offer coverage for a wide range of situations and often have better customer service.
Conclusion
If you’re a Chase Freedom Unlimited cardholder, do you know if rental car insurance is covered? According to the Chase website, while coverage is not mandatory, it’s an added perk that can help protect you in case of an accident. It’s important to note that this coverage only applies to personal vehicles and not commercial vehicles. If you have any other questions about rental car insurance or Chase Freedom Unlimited in general, we recommend reaching out to customer service.