Clay and game shooting may seem dangerous because they involve firearms. However, these activities are actually quite safe and very few incidents of concern are reported each year. Country sports can be dangerous and you will quickly see the severity of any accidents that could occur. Country sports insurance is designed to cover you against liability in the event of an accident that occurs as a result of your participation in country sports. Without valid country sports insurance, most shooting clubs won’t allow you to use their facilities and grounds. All these facilities have their own insurance, but you must sign up for liability insurance.
Although most clubs accept insurance from any registered company that offers cover, it’s in your best interests to make sure you get the best package. While some companies provide club coverage, others are more concerned with individual clients. The latter will offer a variety of membership insurance options that are comprehensively designed for members. These are some of the key points that can help you find a company that cares about you and not just your club or facility coverage.
Start by looking for a company with sufficient coverage for personal injury and public liability. These are the most important areas for anyone involved in country sport. You could be in serious trouble if the public liability coverage you have is inadequate. If you’re required to pay more than your policy covers, it could lead to financial hardship. If your personal accident coverage is inadequate, you will need to find other ways to raise funds for hospital bills. You are protected by a company offering public liability coverage up to PS10,000,000.
When evaluating country-specific sports insurance companies, another important consideration is the amount of coverage for legal defense costs. A good lawyer is essential in the event of an unfortunate incident. High quality legal representation is not cheap. You need to be adequately covered in order to protect your rights. It is not worth your time to hire a company that doesn’t adequately cover the key areas of personal accident, public liability and legal costs.
Another important factor to consider when looking for a company offering membership sports insurance is flexibility. A company that provides short policies for a reasonable time such as six months and allows you to apply online is a great choice. If you’re invited to join other hunters on a trip last-minute, hunting insurance can be obtained in minutes. You don’t have to purchase a year of coverage if you aren’t regularly involved in such activities. Individual customers are more flexible than corporate clients and companies that focus on them understand this.
Look for additional benefits offered by a company to those who have signed up for sports insurance in their country. One of the biggest benefits you can get is affordable and easy-accessible overseas coverage. Group discounts will make sure that all your friends and family members are covered at an affordable price. Specialized discounts in selected stores that sell game and clay shooting products, travel, and accommodation packages, as well as other great extras, aimed at attracting individuals, point to the company’s true focus, which should always be you.
There are many other factors that can help you identify a company that provides excellent country sports insurance. But these are the most important. You owe peace of mind to your family and friends. These great benefits are not expensive. You don’t need to spend a lot to get them. Start by finding the right provider and the cover that best suits your needs.