The Instacart Mastercard is the first co-brand card available in on-demand delivery, and provides an excellent rewards rate and sign-up bonus. Furthermore, redemption flexibility is relatively rare among no annual fee cards.
Cardholders can use their rewards for direct deposits or statement credits, and even use them to place Instacart orders. Furthermore, they can earn solid rates in popular everyday categories like dining, gas and travel.
It’s a credit card
The Chase Instacart Mastercard was developed in collaboration with Instacart grocery delivery service and offers customers various benefits such as free membership of Instacart+ for the first year, reduced delivery fees and the opportunity to earn 5 percent back in Instacart credits on eligible pickup orders. Furthermore, travel and purchase protection benefits come standard and this card does not charge foreign transaction fees!
This card provides a high cash back rate on a wide variety of purchases, even those that wouldn’t typically qualify for rewards categories with other cards. Eligible retailers include national chains as well as local and regional stores; bonus categories may also provide even greater cash back opportunities on specific purchases.
Another attractive aspect of the card is a complimentary one year of Instacart+ membership and $100 Instacart credit automatically upon approval – both are invaluable benefits given that an annual subscription costs $99+.
This card offers many other benefits, such as earning 5% cash back on Instacart purchases and 2% on all other purchases – an exceptional cash back rate for people who use Instacart frequently! However, other cards may provide higher overall cash back rates without an annual fee.
Other benefits of this card include an introductory APR of 0% on all new purchases for six months, a $200 bonus upon making $500 of purchases within the first three months, and the ability to pay off your balance each month in full to avoid paying interest. Furthermore, this card comes equipped with numerous travel and purchase protections like trip cancellation insurance, baggage delay coverage, car rental collision damage waiver waiver coverage, roadside assistance services and extended manufacturer warranties that offer significant value.
Though the Instacart Mastercard offers many advantages, it may not be suitable for everyone. If you do not plan to use it extensively, another general rewards card might be better suited. Furthermore, keep in mind that Chase Instacart Mastercard falls under their unwritten 5/24 rule, which stipulates that no more than five cards from any issuer should be opened within any 24 month period.
It’s a rewards card
The Chase Instacart Mastercard is a rewards credit card offering an attractive rate of return for grocery and other purchases. There’s no annual fee and plenty of perks include a one-time $100 Instacart free bonus credit and free year of Instacart+ membership (typically costs $99 annually or $10 monthly). Plus you’ll earn 2 percent cash back at gas stations, restaurants and select streaming services while 1 percent back elsewhere; in addition to these travel-related perks like lost luggage reimbursement, purchase protection and roadside assistance!
Important to remember when considering this card is its suitability for consumers who regularly make Instacart purchases as the rate of reward applies only to these orders. Furthermore, travel rewards enthusiasts should opt for another card as this one doesn’t allow them to increase the value of their rewards through travel redemption and cannot exceed three Ultimate Rewards points for every dollar spent online grocery purchases with Chase Sapphire Preferred(r) Card including Instacart orders.
Not only can the card offer a generous rewards rate, it also features no foreign transaction fees and travel-related benefits – Instacart customers will get an additional $200 bonus after spending $500 in purchases within 3 months after opening an account!
Applying to Chase 5/24 rules are critical for applicants, which states that opening five or more cards from any issuer in 24 months could result in your application being denied and should always check terms and conditions before applying.
The Instacart Mastercard boasts a competitive rewards rate and was designed to deliver a superior shopping experience for cardholders. Cardholders will get a $100 Instacart bonus credit upon approval and other perks such as free Instacart service. Furthermore, there is no annual fee and no foreign transaction fees; cardholders also enjoy 5% rebates on Instacart orders plus 2% cash back at restaurants, gas stations and select streaming service purchases and 1% on all other purchases – perfect for everyday shopping needs!
It’s a travel card
Those interested in grocery delivery services might want to consider the Chase Instacart Mastercard as it offers one of the highest cash back rates for online grocery spending and respectable rewards rates across various other categories – plus there’s no annual fee or foreign transaction fees that might eat into your rewards earnings!
If you rely on grocery delivery services for their shopping needs, this card could prove invaluable in terms of rewards in the form of statement credits and benefits such as purchase protection and extended manufacturer’s warranties – making this card well worth its cost for frequent travelers.
This card also comes with several additional advantages, including Citi ThankYou points – which can be transferred to various airline and hotel loyalty programs – and waived foreign transaction fees. Please be aware that purchases made through Instacart Mastercard only count toward earning rewards; in-person grocery shopping won’t qualify, although American Express’ Blue Cash Everyday card could offer similar returns at 3% for supermarket spending.
Customers of Instacart can redeem their rewards at any time for statement credit or direct deposit with no minimum redemption amount required, as well as using them to pay for orders with Instacart. Their card is a World Elite Mastercard which offers additional benefits such as free 24-hour concierge service, cell phone protection plans and ShopRunner benefits.
The Instacart Mastercard is an ideal credit card choice for those who spend extensively on groceries and everyday purchases, offering competitive rewards rates across a variety of categories without incurring an annual fee or foreign transaction fees – something travelers often appreciate. However, for greater returns when non-grocery spending occurs consider other cards like Chase Freedom Flex or Amex Gold Card as potential alternatives.
It’s a cash back card
The Chase Instacart Mastercard is an ideal solution for people who spend a significant amount on groceries. Offering an attractive cashback rate and no annual fee, its rewards can be redeemed for statement credits, direct deposits or travel booking services like Instacart. Perfect for families that rely on grocery delivery services.
The Instacart Mastercard is a World Elite credit card from Chase, offering many additional perks not found with other Chase credit cards – including 24/7 concierge service, cell phone protection and access to Priceless experiences. Plus it comes with a $100 free Instacart credit upon approval for limited periods!
Instacart provides home and business deliveries of food, household goods and other items from popular stores at an average savings of $7 per order. Their welcome offer gives customers $100 credit towards their first Instacart purchase as well as one year of Instacart+ membership; this benefit can only make sense if Instacart becomes part of your regular shopping routine.
Though this card offers a high 5% rate on Instacart purchases, most other retail and restaurant spending only earns 2% back – better than many co-branded credit cards but not sufficient for all your shopping needs. If you want to maximize earnings further, try switching over to one offering up to 5% back across all spending.
Outside of the Instacart Mastercard, there are other options for rewarding grocery and gas spending. Citi Premier and Prestige cards provide higher cash back rates on grocery store spending than Discover It or Chase Freedom Unlimited cards do; both cards also provide 5% cash back on grocery store and other purchases.
WalletHub’s selections for the top cash back credit cards offer some of the highest grocery rebate rates and feature additional perks that could come in handy, like no annual fee and no foreign transaction fees which can add up quickly.