Insurance disruption: How blockchain is transforming the industry

The traditional insurance business model has been remarkably resilient for years. As emerging technologies transform the way people interact with businesses, and the delivery of products and services, traditional insurance is starting to feel the digital effects. Blockchain is one of these emerging technologies. Companies such as Enterprise and IBM have implemented blockchain strategies that have helped push […]

How a speeding ticket impacts your insurance in Arizona

Acomprehensive analysis of data from 2013 to 2017 by ranks Arizona as the tenth worst state for speeding deaths. Fines for speeding can be steep and typically range from $150 to $500 depending on the circumstances. In addition, a speeding ticket in Arizona can result in a significant increase in auto insurance premiums. According to Bankrate’s 2021 study on annual premiums, a […]

What are Standard & Poor’s (S&P) ratings?

You may have seen Standard & Poor’s (S&P), or read about financial products such as insurance in the local newspaper. It is crucial for consumers to know the company and its rating system in order to make informed financial decisions. Financial professionals highly value S&P’s business intelligence, which is the result of extensive data-driven research. Understanding Standard […]

Best cheap car insurance in Brockton

Brockton residents are legally required by law to have car insurance. This protects you from financial and legal responsibility in the event that an accident occurs. In 2020, there were 100,578 vehicle accidents in Massachusetts, including 24,642 that resulted in injuries. Brockton’s average annual car insurance cost is $908 for a minimum coverage policy. Full coverage policies are […]

How Much Do 21-Year-Olds Pay For Car Insurance?

Although turning 21 is a great time in your life, it can also be a difficult time when it comes car insurance. Although you may have been driving for several years, your car insurance rates are likely still higher than average. If you are searching for the best car insurance for 21-year-olds, Bankrate’s research may help you. The average premium information […]

How Much Does Health Insurance Cost for a Family of 2?

In response to rising costs of health care, premiums for health insurance have increased dramatically in the last decade. Obamacare, also known as the ACA, has made health insurance more accessible for Americans. It created “exchanges” or health insurance marketplaces and provided subsidies to those with lower incomes. However, most middle-class Americans don’t qualify for subsidies. It […]

What Does Collision and Comprehensive Insurance Cover?

All states in the United States, with the exception New Hampshire, require drivers to have liability insurance to legally drive. Although collision and comprehensive coverage is optional for nearly all drivers, they are available. Collision coverage Collision covers damage to your vehicle that results from collisions with objects (e.g. a telephone pole or guard rail, a […]

How Many Different Types of Insurance Licenses Are There?

There are many types of insurance licenses available depending on what type of insurance the agent (potential or already established) wants to sell. After paying a fee, and passing a licensing exam, each state issues insurance licenses. Licenses can be obtained for homeowners and property lines, as well as casualty. Agents can also obtain an insurance license to […]

Can You Add a Dependent to Your Insurance at Any Time?

You can purchase health insurance for yourself and your dependents. If you are an employer, you can also provide coverage for their dependents. Before you finalize your purchase of a family plan for your dependents’ health insurance, make sure they are eligible. Taxes & insurance for dependents Healthcare.gov states that if someone can be counted as […]