New Mexico was third in the country for drivers without insurance. Just over 20% of drivers are uninsured as of 2015. Despite this risk, Farmington’s average car insurance rates are lower than the national average. On average, drivers will pay $354 annually for minimum coverage, and $1312 for full coverage. You should have car insurance in place to protect […]

More than 77% of Raleigh’s residents drive alone to work every day, and 40% own two cars. Raleigh drivers have car insurance that is less expensive than the national average. It costs $459 per annum for liability coverage, and $1,286 for full coverage. Comparing quotes and shopping around for car insurance is a great way of saving […]

New York City’s extensive subway system, as well as its network of buses and taxis, is a great option for getting around. The city also has millions of individual drivers who drive their cars in all boroughs. About 45% of the more than 3 million New York City households own a car . The ownership rates vary […]

Although speeding tickets are not uncommon, there are consequences. You can expect to see ramifications for 3 to 5 years if you are convicted of speeding. When it comes to your car insurance, you can expect to see your premium to increase by an average of 23% per year after a speeding ticket. It can be helpful to […]

Car insurance in Oregon is a legal requirement for the nearly 3.1 million licensed drivers who own a registered vehicle in the state. The average cost of car insurance in Oregon is $1,346 for a full coverage policy and $610 for a minimum coverage policy. If you choose a provider with low rates, Oregon drivers might be able find cheaper car […]

Although it might seem impossible to visualize, you will likely need help later on in your life. It is up to you to pay for it. Long-term care insurance can be a way to plan. Long-term care is a term that refers to services not covered by regular insurance. This includes help with daily routine activities like dressing, […]

Permanent life insurance policies, which include universal, variable, and whole-life options, offer more than just a death benefit. Some policies include cash value, which can be a pool money that you can use while you are still alive. The cash value of a policy that has been in existence for many years could be substantial. Jonathan Howard, a certified […]

The American Rescue Plan Act was signed into law by President Biden in March. Much of the attention was focused on the stimulus payments. Especially if there are multiple eligible people in your household, $1,400 is not something to be sneezed at. However, depending on your situation, additional provisions in the $1.9 billion stimulus bill may […]

After you have purchased an annuity, life insurance policy, and named your beneficiaries you might never look back. This could be a huge mistake. Your ex-spouse will get the proceeds if you divorce and remarry, but you fail to change your beneficiary to your current spouse. Other life events, such as divorce or death, can be grounds […]

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