Let’s take a look at the most important things we use every day. Our mobile phone will be one of the top five most essential daily utilities. We can’t imagine a day without our mobile device. It supports a regular lifestyle and keeps people connected with the rest of world. It is easy to see […]
Is your business able to offer products or services to customers who visit your establishment regularly? If you answered yes to this question, then you need to answer the following question. Is your public and products liability insurance in force? If your answer is no, then you should learn more about public and products liability […]
Agents are required to gather all information about the insured risk in order to fulfill their fiduciary obligations to clients. This involves asking several questions about the characteristics of the risk against which the insured wishes to obtain insurance. The agent must translate all the information to the underwriter for the carrier to which they wish to […]
Culture and process first; then technology Technology is helping independent insurance brokers and agents gain efficiencies. Vendors and carriers are implementing real-time communications to increase efficiency. With so many processes automated and keystrokes eliminated it is a great time to reflect on the true value of an independent agent. This value revolves around sales. Without a sale, […]
In January 2001, I began selling life insurance online. Direct marketing life insurance was an entirely new concept back then. I am slowly becoming the person people turn to when trying to decide if they want to pursue this career. Someone recently asked me what the ten steps were to establish a successful online life insurance company. Ten […]
We have provided the regulations for registration of new customers and door-to-door sales to help you feel more secure when signing up with an electricity or natural gas retailer/retailer. To protect your natural gas and electricity bills from scammers, this article will outline the rules and regulations that energy retailers/retailers in Ontario. This article will help you […]
Many small businesses overlook the needs of their owners and employees. The business continuity is a critical need for all involved: partners, stockholders, owners and their families. If you are a producer who is knowledgeable about business insurance, or want to help prospects who might be affected by it, it’s a great way for you to […]
My firm regularly assists agency owners with the planning and execution for the sale of their businesses. With the 2013 tax hikes, some key questions are being raised more often. I thought it would help to bring these issues to a wider audience through the dialogue that follows. Although the information is quite detailed, it is intended […]
The perceived value of an insurance agency is affected by three things: 1) earnings, 2) future earnings, and 3) market conditions. These are the same factors that affect the value of any investment. This article will explore each aspect of insurance agency selling in order to help agency owners understand the best ways to prepare. “Pro Forma Earnings” and the […]
All the main reasons why insurance card design is important are listed below. These are the main points. Post cards you send are not advertising for insurance companies or to win a trip. It has remained true to its primary purpose all along. Its main purpose is to GET THE MAXIMUM REPONSE. Direct mail pieces are not meant to sell […]