A third of the respondents to our survey admitted that at most one of their tenants was in arrears. Landlords need to take steps in order to protect their business from these risks and to manage them. However, the current economic climate could make it difficult. Young people are looking for rent due to the […]

Many large insurance companies have recently been advertising that they are cheaper when prospective customers purchase directly from them. Many thrifty buyers of insurance may feel tempted by news reports that the Bank of England will have to borrow its own money to bail out the British economy to prevent a second recession. RiskHeads conducted […]

Captive insurance companies are a great option for business owners who pay taxes in the United States. In many ways, a captive insurance company (CIC), is the same as any other insurance company. Because it provides insurance to one or several related businesses, it is called “captive”. Captive insurance is where premiums paid by businesses […]

Companies of all sizes have to monitor and protect all technology, including computers, laptops and mobile phones. This ensures that company information is secure at home, work and on the move. It is now a must to protect your cyber space in a world of persistent threats. Canada was 6th on the list of countries […]

An online hacker attack on corporate websites has made headlines recently. It is easy to wonder how effective a typical general liability insurance policy protects online businesses. This question has a simple answer: “Not well.” You are unlikely to be fully protected if your cyber insurance does not cover the unique types of exposure that […]

Your clients are wealthy and have left you the responsibility of caring for their precious pet dogs. You were walking a Siberian Husky (an Afghan Wolfhound) and a Chihuahua on a sunny afternoon when you encountered a stray feline blocking your path. Dogs, being dogs, became aggressive and chased the feline that was dragging you. […]

Any business, regardless of size, strives to survive, sustain, and increase its profits. Business of any size and type can lose their profits due to unforeseeable circumstances, such as fire, natural calamities or theft, or other riots. If they are faced with adverse circumstances, it can be very difficult for small businesses or individuals to […]

No matter if you own a business or manage it, one of the most important things you can do is keep your business costs down in order to maximize profits. Many people in this situation feel that insurance for commercial purposes is unnecessary, especially if their business is small. Active business owners know that they […]

The Government is looking to reduce emissions as much as possible as everyone becomes more eco-conscious. We have already seen increased public transport use, electric cars and catalytic convertors become the norm to reduce carbon emission. It is buildings like houses, offices, and shops that account for half of the UK’s carbon emissions and energy […]

The current economic environment is challenging for both small businesses and large corporations. They are making every effort to cut costs wherever possible. Some businesses have had to downgrade their commercial insurance. Many businesses believe that insurance is a luxury that only few wealthy and successful companies can afford. These incorrect assumptions can severely damage […]