Specialists are health care professionals trained in one or more fields of medicine. Specialists may be necessary for certain procedures covered under traditional or indemnity health insurance plans. Specialists require excellent organizational and analytical abilities in order to properly file medical insurance paperwork. In addition, they should possess knowledge of current healthcare regulations and coding […]

Plan administrators oversee the day-to-day management of group benefits plans such as health insurance, cafeteria plans, flexible spending accounts, retirement or life insurance policies and premium payments. Fiduciary responsibility entails significant legal ramifications when managed improperly, such as when it comes to insurance industry regulation requiring careful documentation and meeting strict deadlines. Choosing a Health […]

GEICO, owned by Berkshire Hathaway, provides New York drivers with various auto insurance coverage options that meet state minimum requirements as well as comprehensive and collision. Furthermore, through their Geico Insurance Agency they also offer homeowners and renters policies through unaffiliated insurers. Auto Insurance Geico is well-known for offering low rates to drivers of all […]

Many large car insurers provide rideshare coverage as an add-on policy, which typically costs $15-20 monthly and helps drivers avoid gaps and high deductibles. Geico offers a rideshare endorsement that can be added to a personal auto policy, providing coverage similar to that provided by Uber and Lyft services, covering drivers while they wait for […]

CIT Bank is an established, trustworthy online bank offering competitive rates and benefits on savings and checking accounts, such as its eChecking account that earns interest as well as reimburses up to $30 in ATM fees per month. First Citizen’s Bank has been providing deposit insurance since 1898; up to $250,000 of your deposits per […]

The National Flood Insurance Program (NFIP) works in collaboration with FEMA-approved insurance providers to offer policies covering both the structure of a building and its contents. Home and renter policies do not usually cover flooding damage, making separate flood coverage essential. Even an inch of water can cause significant damages; one inch can cost thousands. […]

Life insurance can be a challenging investment to navigate. Finding an appropriate policy requires finding the perfect balance between cost, term length, death benefit and term length – ultimately the policy should meet all your needs. Return of premium life insurance may be worth investigating as an attractive option. This type of policy differs slightly […]

Many insurance policies offer grace periods to give policyholders time to make past-due premium payments before their coverage lapses. This article will discuss what happens if health insurance lapses as a result of missed payments, and how you can prevent another lapse by making timely payments. Life happens, and sometimes it can be challenging to […]

Shopping for automobile insurance can be a daunting task, with so many options available and an abundance of conflicting information. Fortunately, there are certain steps you can take to ensure that you get the best possible coverage at the most affordable rate. In this blog post, we will discuss the various factors you should consider […]

No one wants to be in a situation where they have to file an auto insurance claim. It’s stressful, and it can often feel like the odds are stacked against you. What happens if the auto insurance company denies your claim? It’s important to know what your rights are when filing a claim and how […]