Recorded statements for insurance claims. These usually turn out well, but the insurance adjuster may use tricks and gimmicks sometimes to get you to say things that you shouldn’t. So keep a claims diary. If you are having problems with your claim, this will protect you, the claimant or policyholder. Keep a journal or a legal pad […]

The claims handling of insurance adjusters can go well or be a disaster. Part of the responsibility lies with you! Ever wonder what type of service an adjuster should provide when you file a claim. It is a pleasure working with a professional, intelligent and honest adjuster. He is kind and respectful to you. He is patient with […]

Many insurance companies are becoming more strict about claims made by customers to prevent fraud. While some insurers may delay payment in order to raise legitimate questions about claims, other insurers dither or refuse payment for no apparent reason. These are the most common excuses that insurance companies use to deny or limit auto, home, […]

The worst thing about water restoration is when the adjuster calls to tell you that your invoice is too high. In my 14+ years of water restoration, I have received many calls from adjusters stating that my price for this fan or dehumidifier is too high. I used to get annoyed by this until I discovered the […]

Ohio Mutual provides the coverage that homeowners and auto owners need in the United States, whether they live in the northeast or midwest. This insurance provider has been providing comprehensive coverage to residents for more than 100 years. Ohio Mutual is a top choice for anyone looking for coverage. It has a strong financial foundation, great customer […]

No matter how skilled you may be at driving, you can’t control what happens to other drivers and the world around them. Inclement weather, aggressive drivers, road hazards, and breakdowns are all things you will have to face. All of these factors can have a negative impact on your safety and the safety of anyone riding along […]

First responders can be paramedics, firefighters, police officers, EMTs, or even firefighters. Insurance companies might offer discounts to first responders, despite the fact that each job has its risks. Consider looking into insurance companies that offer special discounts to first responders if you’re shopping for car insurance. If you do, you may be able find a lower premium. […]

If you’re financing a car purchase, Kentucky has a lot to offer in the way of gap insurance. It can also help to prevent financial distress, as many types of insurance. It does not offer financial protection to people who have a more recent, well-financed vehicle. The best Kentucky car insurance companies will likely offer gap insurance at a cost […]

In 2020, there were more than 97,000 traffic crashes in Harris County. This is Houston, Texas. 466 of these accidents resulted in fatalities. Houston drivers want to avoid the financial consequences of an accident. One way to do this is to buy auto insurance. According to Bankrate’s 2021 study, the average cost of Houston car insurance is $691 for minimum […]

Car accidents can be stressful, no matter how minor or large they are. You should immediately dial 911 if you are involved in an accident that results in injury to another person. Once the immediate injuries and medical needs are attended to, additional action with insurance companies may be needed to cover medical expenses. You have many options for […]