Based on Bankrate.com’s review and quotations of annual premiums from Quadrant Info Services, an DUI/DWI in Oklahoma raised average full coverage premiums about 50%. Based on data available, this is significantly less than the national average rise of 99%. But, this is not a guarantee. A DUI conviction can lead to drivers paying more or less, depending on the driving […]

Oklahoma, a midwestern state, handles the load of an astonishing 2.5million drivers. The Sooner State also experiences severe weather each year with heavy snow, sleet, and storms that make traffic conditions dangerous and cause accidents. There were 584 deaths in crashes in 2019, which equates to 16.2 deaths per 100,000 people. Oklahoma requires car insurance. It is expensive. The […]

You may be asked to purchase gap insurance with most car leases or purchases. It is possible to purchase gap insurance at an additional cost, but it may be worth it depending on your financial situation or desire for peace of mind. To determine if this optional coverage is worth it, weigh the pros and cons to […]

Kentucky has one the highest fatality rates in America. Even if you drive safely, accidents can still happen in Kentucky. Drunk drivers and rain are the leading causes of automobile-related death in Kentucky. It is important to check your Kentucky coverage to ensure that you and your vehicle are adequately covered. According to Bankrate’s 2021 study, which included annual premiums quoted by […]

According to Bankrate’s 2021 study on quoted premiums, Texas car insurance costs $1,823 per year for full coverage. When premiums are compared with the average cost of full-coverage insurance which is $1674, Texas lives up to its slogan “everything’s bigger”, then the Lone Star State is truly a shining example of what it means to be a “everything […]

According to Bankrate’s 2021 study on annual quoted premiums, Missouri full coverage auto insurance costs $1,661 annually. The Federal Highway Administration reports that Missouri has more than 4274,000 drivers as of 2019. And though Missouri roads saw decreased traffic in 2020, over 80 locations throughout Missouri. It is easy to locate an agent in your area, even if that sounds daunting. The company’s […]

Knowing the basics of how Medicare works can help you understand some of the expenses you’ll face. Medicare is the government health care program for people 65 and over, and its coverage plays an important role in containing medical costs as you age. Medicare benefits do not cover all costs. You’ll have to make decisions about how […]

Many insurance companies conduct routine background checks on drivers at renewal time and when taking on additional coverage or purchasing a vehicle. How a speeding ticket affects your rates depends on several factors, including your driving record and how far over the limit you were. Some drivers may be able to avoid increased premiums by […]

Discover the federal laws that regulate the sale of Medigap policies. It is illegal for insurance companies to pressure you into buying one or provide false information about coverage. Medigap insurance helps pay some of the health-care costs that Original Medicare does not, such as copayments, coinsurance and deductibles. There are 10 government-standardized plans with […]

No matter the size or nature of your tattoo parlor, having appropriate insurance is key for protecting itself against claims involving property damage and bodily injury, while errors and omissions coverage protects against allegations of subpar work performed on clients. Commercial property insurance provides valuable protection for your equipment, furnishings and the physical building itself […]