The Platinum Card is an unsecured credit card designed to assist those with fair to average credit in building or rebuilding their scores without incurring annual fees or earning rewards. Furthermore, this card may offer the possibility for an increase in their credit limit after six months. Though lacking many of the amenities associated with […]

A suitable credit card rate depends on the type of card you own. Card issuers usually set rates according to their benchmark interest rate, with additional costs applicable for purchases, balance transfers and cash advances. Your credit card APR depends on both your credit score and history; to secure the best purchase APR, focus on […]

Considerations should be given when selecting an airline loyalty program, according to WalletHub’s rankings of top 10 programs comparing 21 key metrics with regard to light, average and frequent flyer budgets. These factors include the value and ease of claiming rewards, booking award flights, and what elite members can enjoy onboard. 1. Alaska Airlines Alaska […]

Credit cards that offer cash back rewards are an effective way to save money on everyday purchases, whether in the form of statement credits or points redeemable for gift cards and travel experiences. Your cash back can be redeemed through various methods, including statement credits, checks or bank transfers. However, it is wise to avoid […]

People who prioritize simplicity may prefer the Wells Fargo Active Cash card. Its 2% rate applies across the board, unlike some cash back cards that apply a lower base rate only in certain categories, and also provides handy extras such as cell phone protection. Rewards credit cards typically provide multiple redemption options, from statement credits […]

Cash back credit cards offer an easy and straightforward way to gain rewards on everyday spending. Unlike travel credit cards that award cardholders with points or miles that vary in value depending on how they’re redeemed, cash back rewards remain steady over time. Look for a cash back credit card with competitive rates for your […]

There are various credit cards that provide rewards for online shopping. Some even come equipped with special features, like virtual card capabilities and purchase protection. When selecting an online shopping credit card, look for one with rewarding spending habits and low interest rates so you can pay off your balance in a timely manner. Store […]

Credit cards provide access to revolving debt that you can spend up to an agreed limit, with repayment being made each month. But their misuse can incur costly interest charges and compromise your credit score. Credit cards offer many rewards and convenience if used responsibly; but should you get one? 1. They’re a convenient way […]

Travel rewards credit cards offer the easiest way to rack up miles and points. Many offer multiple airline and hotel transfer partners so that you can maximize your earnings potential. Redeeming flexible credit card points for travel can often prove more valuable than cash. Here are a few strategies for making the most out of […]

An appropriate card can save money and give peace of mind when traveling in Europe. These cards typically don’t charge foreign transaction fees and come equipped with travel insurance policies such as trip cancellation or interruption coverage and lost luggage protection – not to mention bonus points! Credit cards often provide airport lounge access, priority […]