Balance transfer cards offer many credit card holders a way out from debt; but can Apple Card owners use balance transfers as a solution? The Apple Card does not provide balance transfer capabilities. While this may disappoint some cardholders, this decision helps safeguard credit scores as balance transfers can negatively impact them. 1. Balance Transfer […]

Most credit cards offer you up to 21 days grace period for new purchases without incurring interest, but this period could end if your balance is not cleared by its due date. Grace periods only apply to purchases and do not apply to balance transfers or cash advances, which start accruing interest immediately. Learn how […]

Digital wallets can make shopping faster and simpler, yet many consumers remain wary about using them due to concerns about security. There are ways you can protect your data when using a digital wallet. For instance, most mobile payment apps only share tokens rather than your actual card number. Security Digital wallet security can be […]

Credit cards offer an effective way to build rewards on everyday purchases – just remember to clear off your balance each month to avoid incurring interest charges and build your credit score! Selecting the ideal card for everyday spending depends on where and what you spend your money. There are general rewards cards that offer […]

If you shop Amazon regularly, chances are you want a credit card that provides significant rewards with both Amazon purchases and other everyday expenses. WalletHub editors reviewed four cards that meet this criteria. Which card is right for you depends on various considerations, including your membership of Amazon Prime and how you prefer to redeem […]

Capital One Savor is an outstanding rewards credit card designed to offer food and entertainment shoppers great cash back rates in these popular categories, along with travel, consumer protection and other advantages that will help you save on dining, entertainment and grocery store expenses. Earn 4% cash back on dining, entertainment and popular streaming services; […]

Amazon shoppers have access to two cards designed specifically for them – an Amazon store card and Amazon Visa credit card – both offering various great benefits such as 5% cash back and special financing offers. Which Amazon store card should I choose from Synchrony or Chase? Both cards can only be used at Amazon; […]

Being an authorized user can help a person build or rebuild credit when used responsibly over a longer period. But there may also be drawbacks. As an account holder, it is your legal responsibility to pay off an authorized user’s debt if they miss payments or run up an excessive balance. 1. It can help […]

Credit card balance transfer cards can help you lower debt and save on interest, but finding one with poor credit can be challenging. Consider alternative debt repayment strategies such as debt consolidation loans to improve your credit score and increase the odds of qualifying for a balance transfer card. Rates If you have poor credit, […]

Credit scores have the ability to drastically affect your ability to secure loans or rental homes, open utility accounts, set up cellphone service plans and more. Therefore, it’s vitally important that you monitor and make timely payments on your credit score in order to stay eligible. An outstanding credit score is essential to qualifying for […]