Health insurance is a topic that is top of mind for many Americans, especially those who are currently uninsured or underinsured. The Affordable Care Act has helped to increase the number of people with health insurance, but there are still millions of Americans who do not have coverage. There are a number of reasons why […]

It’s frustrating to need a prescription filled only to discover that your insurance won’t cover it until a certain number of days have passed. How many days early will insurance cover a prescription? This is a common question with a surprisingly complicated answer. It all depends on your insurance plan and the medication you need. […]

If you’re thinking about getting into the insurance industry in New Jersey, you may be wondering if you have to be a United States citizen to sell insurance in NJ. The answer is no—you do not have to be a United States citizen to sell insurance in NJ. However, there are some requirements that you […]

You’ve probably heard of renters insurance, but what you may not know is that it can actually save you money on your auto insurance policy. Here’s how: If you have a good renters insurance policy, it will cover your personal belongings in the event of a fire, theft, or other disaster. This means that if […]

You don’t HAVE to have car insurance if you don’t drive, but it’s still a good idea to have it. Here’s why: If you live in a state that requires auto insurance, then you’ll need it even if you don’t drive. That’s because the state requires all drivers to have a certain amount of liability […]

College is a time to expand your horizons, and learn about the world. However, college can also be a time of increased expenses and more responsibility. Car insurance is one of the many responsibilities you will face that can significantly impact your monthly expenses. Students often believe that the auto insurance they use at home is sufficient. However, […]

No matter whether you’re looking for quotes through an insurance comparison site, an insurance provider or an agent, you’ll need to answer a lot of questions before an accurate price can be given. It doesn’t matter who you seek a quote from, it is important that you have all the information you need before you submit […]

Until January 2010, vehicles in the UK were divided into one among 20 insurance groups. The system was expanded to 50 groups in order to allow cars to be classified with greater precision. Insurance companies consider your car to be less risk if it is in a lower group than its previous classification. A car rated 12 would […]

FR44 car insurance has two distinct features. Its higher liability limits and exclusivity for DWI/DUI drivers are the main distinguishing characteristics. This format is currently only used by Florida and Virginia in their recent efforts to reduce drinking and driving. This program is popular in Florida and Virginia, and it will be adopted by other states. Other states […]

Collision coverage is not available if you finance your vehicle. The lienholder will ask you to show proof that your vehicle has collision coverage. Your lienholder will require you to show proof of collision coverage. If you fail to do so, they can place collision coverage on your vehicle and charge you whatever rate they offer. It is […]