The average cost of car insurance differs with each state. Our latest research shows that Tennesseans pay $371 per year for minimum coverage, and $1,338 for full coverage. We know that this is lower than the $1,674 annual rate for full coverage. However, it’s still a good idea to learn how to reduce car insurance. Insurance is essential for Tennessee […]

It’s always exciting to buy a new car. It also means that you might have to replace your car if something happens to it. Unfortunately, a vehicle’s value will begin to decrease the moment it is driven off the lot. Your insurer will pay the depreciated amount if you have only the standard coverage. If you purchased the replacement […]

Insurance companies base their rates on many factors but the most important is the car’s make/model. Acura is a luxury brand so it is natural that insurance for Acura would be costly. According to Bankrate’s 2021 study on annual premiums, the national average cost for car insurance with full coverage is $1.674 per year. This is based […]

A homeowners policy gives you peace of mind. Your insurance company will reimburse you for any damages or losses to your home. You might wonder if your homeowners insurance premium increases after a claim. We will show you if your homeowners’ insurance premium increases after a claim and, if so how long it lasts. What is the effect […]

It is essential to understand your home insurance policy to find out how your home and finances are protected in case of loss. Although policy coverages and exclusions vary by company, there are some common features and terms that all policies have. Bankrate will help you understand your policy by providing an explanation of these terms. The […]

According to the United States Census Bureau, Vermont had a population of just under 624,000 people in 2019. Despite having a small population, Vermont’s traffic statistics show the severe consequences of road accidents. According to the Vermont Highway Safety Office, in 2020: Traffic accidents claimed the lives of 61 people, compared to 47 deaths in 2019. 50 people were […]

If you are a resident of Washington, D.C., and you operate a vehicle, you are required to adhere to the area’s car insurance laws. Drivers who ignore these laws could be subject to fines or other penalties. While the Capital of America only has 535,000 licensed drivers — one of the lowest numbers in the country — residents are subject […]

According to the United States Census Bureau, Wisconsin had a population of more than 5.8 million people in 2019. The same year, Wisconsin reported nearly 4.3 million licensed drivers. Accidents are inevitable with so many drivers on Wisconsin’s roads. In 2019, Wisconsin statistics revealed that: Traffic accidents caused 145,288 deaths Traffic accidents claimed the lives of 511 people 28791 people were injured […]

To protect your dependents’ lives, life insurance is an important purchase. Life insurance can seem intimidating. You might be overwhelmed by the options available and hesitate to purchase a policy. Avoiding such a serious discussion can prove costly and harmful in the long-term, especially if something unexpected happens. Keep in mind that a policy that fits for […]

A car accident can be stressful enough. But it gets worse when your auto insurance company denies your claim. An insurance company may refuse to pay an auto claim if there is a valid reason. It is important to understand why your claim was denied. This includes the letter explaining what you should do in this situation. […]