Optima Health Insurance is an established healthcare provider with a commitment to offering affordable and accessible coverage. Their plans provide comprehensive healthcare services as well as prescription drug coverage; furthermore they offer discounts to help customers save on premiums. The company’s Optima Plus plan offers subscribers access to an expansive network of healthcare providers and […]

Every year, over two million Americans become victims of medical identity theft. One way to ward off this form of fraud is by safeguarding your health insurance information. As people are cautious to provide their Social Security numbers due to identity theft concerns, some healthcare providers and patients may hesitate to share them. Luckily, legislation […]

Becoming a trusted contractor for insurance companies can bring your business a steady flow of rewarding projects and establish strong partnerships with top agents – but this comes with stringent rules and lower profits margins. To achieve success as an insurance adjustor, it is necessary to establish relationships with other adjusters as well as join […]

Insurance backdating involves falsifying evidence to claim you had coverage prior to its actual policy date, which is considered fraud in many states and criminal offenses in others. People seeking backdated coverage should consult brokers or agents experienced with this process when seeking backdated policies. Insurance brokers can assist individuals in the process of backdating […]

If you are involved in an accident with another driver, police may ask to see their insurance policy number as it quickly identifies which company covers their vehicle. Locating your car insurance policy number may seem challenging if you’re unfamiliar with how to search. Luckily, there are multiple methods of doing so. 1. Look for […]

When renting out space within their home or business to others, landlord insurance is necessary. This type of homeowners coverage takes into account any risks that come with renting to others. Landlord insurance policies typically consist of three coverage areas for landlords: property coverage, liability protection and rental income replacement. Selecting the ideal policy depends […]

Names on both your car insurance policy and registration should match, to facilitate claim investigations more efficiently. However, this rule varies by state: some require the name on your policy to match what’s listed on your registration, while in others they don’t have to match at all – with New York being an exception where […]

Millions of people make monthly payments for health insurance policies, but unexpected expenses or reduced income can make payments unmanageable. Health insurers typically provide a month-long grace period. If payments aren’t made within this timeframe, your coverage could be terminated and coverage denied. Healthcare debt relief professionals can assist in negotiating lower monthly payments. 1. […]

Stacking allows drivers to combine the UM/UIM limits of various insurance policies in order to help injured victims obtain maximum damages compensation. In 2019, the Pennsylvania Supreme Court held that household vehicle exclusions do not violate Pennsylvania’s Motor Vehicle Financial Responsibility Law (MVFRL). Contact our Bethlehem car accident lawyers to gain more insight into how […]

Lightning McQueen is a fictional racecar from Disney Pixar’s Cars franchise who competes in a fictional Piston Cup circuit modeled on real NASCAR racing. A confident challenger at first, Lightning eventually gains new perspective through Doc Hudson. Pixar animators drew inspiration for McQueen from various vehicles, but his most iconic example was likely the Corvette […]