How Do You Get Flood Insurance?

The National Flood Insurance Program (NFIP) works in collaboration with FEMA-approved insurance providers to offer policies covering both the structure of a building and its contents. Home and renter policies do not usually cover flooding damage, making separate flood coverage essential. Even an inch of water can cause significant damages; one inch can cost thousands. […]

Is Return Of Premium Life Insurance Worth It?

Life insurance can be a challenging investment to navigate. Finding an appropriate policy requires finding the perfect balance between cost, term length, death benefit and term length – ultimately the policy should meet all your needs. Return of premium life insurance may be worth investigating as an attractive option. This type of policy differs slightly […]

What Happens If My Health Insurance Lapses?

Many insurance policies offer grace periods to give policyholders time to make past-due premium payments before their coverage lapses. This article will discuss what happens if health insurance lapses as a result of missed payments, and how you can prevent another lapse by making timely payments. Life happens, and sometimes it can be challenging to […]

Benefits Offered by Hotel Insurance Policy

A hotel business can be exposed to many risks, from dealing with different interest groups and factors to unfavorable business conditions to unfortunate events, natural calamities, and other unforeseen circumstances. Financial coverage is essential to ensure that the business can navigate these challenges without any difficulties and remain viable. Hotel business insurance policy is one such tool. […]