There are insurance policies that can cover almost everything. These include car and home insurance, life insurance, and pet insurance. Motor insurance is mandatory for everyone who owns a vehicle. However, many other insurance policies can be purchased at no additional cost. HM Forces personnel who are preparing for deployment to other countries might want to consider […]

Protecting one’s income from illness, injury, or disability is a smart and profitable strategy in these uncertain times. Income protection insurance will protect you from losing your job if you become incapacitated due to an injury or illness. It will also ensure that you receive a steady income similar to what you earn. What is Income […]

Each person on or near their property is responsible for their safety. Neglecting to address hazards and failing to maintain the property properly are signs of negligence. They create a dangerous environment for employees, visitors, and themselves. Both residential and commercial property owners have a responsibility to create safe environments. Failure to observe this duty could lead to […]

Indian workers are becoming more aware of the benefits of insurance policies. This has led to an increase in foreign, public and private investments in the Indian insurance sector. India’s insurance industry has seen a significant growth from 11 life insurance companies and 11 general insurers to 24 life insurance companies and 25 general insurance firms in […]

An insurance company will appoint a Loss Adjuster to handle and investigate claims. They are often used by insurance companies when the claim is complex, high-value or suspicious of fraud. A Loss Adjuster will likely ask you a variety of questions when investigating your claim. The nature of your claim will determine the questions they ask. However, […]

An Insurance company will appoint a Loss Adjuster to evaluate your household claim. The Adjuster will usually visit your home to assess the damage and discuss the circumstances. The Adjuster will then report back to the Insurers. A decision will be made about whether or not your claim is covered, and also the financial payout. Sometimes adjusters […]

The Indian insurance market is thriving with different types of insurance policies. Many public and private companies offer services in the life and health insurance sectors. They also launch new types of insurance products to meet financial needs. LIC was once the dominant Indian insurance company for a long time. Currently, India has 23 life insurance companies with […]

Some types of insurance in Germany are compulsory, such as health and vehicles insurance. However, third-party private liability insurance is the most important type of insurance. It basically means that the third party (insurance agency) will be responsible if you cause any losses due to negligence. Casual carelessness can be defined as any act that causes […]

Coverage and limits: * Liability: Any insurance policy that protects individuals or businesses from being sued or held legally responsible for malpractice, injury, or negligence. If the insured is found legally responsible, liability insurance policies will cover legal costs as well as any legal payouts. These policies typically do not cover contractual liabilities and intentional damage. * […]

Many people don’t realize how much work is involved in filing insurance claims. The consumer has two options: 1) Hire an insurance adjuster or 2) Rely on the adjuster at their insurance company to make it right. The second option could be similar to letting your spouse’s lawyer make the decisions regarding a bitter divorce settlement. We will […]