Cataracts are a common eye condition, affecting over 24 million Americans. If you’ve been diagnosed with cataracts, you may be wondering if cataract surgery is covered by health insurance. The answer to this question is complicated and depends on the type of insurance you have, your plan’s coverage limits, and other factors. In this blog […]

When you purchase goods, it’s important to understand when a buyer has an insurable interest in the goods. An insurable interest is an agreement between a buyer and a seller that guarantees that the buyer will not suffer any financial losses if the goods are damaged or destroyed. This can be a tricky topic for […]

Insurance is a type of risk management that protects oneself from the possibility of a future loss. Insurance can also be described as an equitable transfer of risk from one entity to the other in return for a premium. It is a guarantee of a small loss that will prevent a more severe loss. The insurer is […]

Car insurance No Claims Discount and Bonus – You may have heard of or been familiar with the terms “No Claims Discount” or “No Claims Bonus”, but you might not know what they mean if you’re a new driver or a young driver. These discounts are not available in the first year of your car insurance […]

Statistics show that you will be in an accident at some point during your driving career, regardless of whether you are the cause. No matter how competent a driver you are, you can still be harmed by other drivers’ mistakes and misjudgments. These types of accidents are usually not the fault of the driver. Examples include […]

Collision insurance covers the cost of repairing your car after an accident you cause. If you’re the owner of your vehicle, collision insurance is not necessary. However, it can be beneficial if you spend a lot time behind the wheel. Who needs collision insurance? Many drivers today don’t have the title of official owner of the […]

You’ve probably tried to fit large furniture pieces into a hatchback or estate car. Even though there are many design options that allow for easy folding seats or under-floor storage, an average car doesn’t have as much space as a small van. It is a good time to consider buying a van instead of a new car, […]

It was difficult to compare car insurance quotes from multiple providers before the internet. You could only get comparative quotes by visiting a broker who had several agencies with different companies. Even then, you might have only been given a quote from the preferred provider the broker would place most of his business. While this was […]

It’s finally here! It’s almost summer! Now is the time to clean up your RV and prepare to enjoy the outdoors in a luxurious, well-equipped motor home. The room echoes with the outrage of dedicated campers. There is one question that must be answered: How can you get cheap RV insurance? You probably don’t give much thought […]

“Car Hire Excess Waiver” is a dreadful phrase that won’t immediately ring a bell for most people. This is actually a technical term that describes a part of rental car insurance. You might want to pause before you rush to click the “NEXT” button when you think about insurance. You can save a lot on car hire […]