Every auto accident is different. A car that is damaged by a rock hitting the windshield and cracking it, or a vehicle that is completely destroyed, injuring the driver, are two different types of accidents. These categories are used by insurance companies to determine what damages a driver is eligible for. These are the four types […]

It can be difficult to find the right auto insurance package in today’s overcrowded auto insurance market. While some insurance companies boast they have the lowest insurance rates, others offer a wide range of features and services that can overwhelm you. It’s not always about the lowest price or the most comprehensive set of services you need […]

A policy for auto insurance may appear to have complicated clauses and unfamiliar terminology. Sometimes it can be confusing. This article will help you understand the most important terms that insurance agents use. Clear understanding of all terms will make your car insurance decisions easier. You will pay more for premiums if you have a clean driving record. […]

First, you must know what type of claim you are filing when you file an auto insurance claim. Because of the strict no fault law, most claims in Michigan can be filed using your auto insurance policy. This applies to both medical and physical coverage. This means that regardless of fault, each person’s policy covers their own damages. You […]

Online purchasing motor trade insurance is fast, simple and convenient. There are several factors to consider when starting a new shop or looking for a replacement policy because your current policy is ending. The internet has provided so many opportunities and a great convenience. Before the internet, you would have needed to make time to meet brokers, […]

Are you a good driver? Even if they have one or two bad driving habits, most people will answer yes to that question. These bad driving habits can increase your risk of being in an accident with a motor vehicle. You can avoid accidents by addressing bad driving habits. This can also help lower your insurance rates. Talking […]

Motor trade insurance should be purchased for anyone who plans to open a motor business, whether it is part-time or full-time. Motor industry is risky because you will be driving customer vehicles, keeping them on your premises overnight, and using specialized equipment every day. All policies must cover the building you work in, including fire, theft, […]

Many businesses offer cars and other vehicles for employees. It is important to take care of the vehicle so it does not break down. People are more likely to abuse the privileges and misuse vehicles that they don’t own. Employees who use company vehicles should be aware of the rules and follow them when needed. It is […]

Car insurance that is cherished often covers classic cars or cars not used daily. These policies can be very expensive and could leave you with no income for the vehicle that you use only on Sundays, and which you leave parked securely the rest of the day. Collectors and Sunday car owners will need to be […]

Even if you only pause for a second, many of us have thought about the age-old question: “If I get an old car, will it be more costly to insure?” This question is absurd. Actuaries, the mathematicians that determine your rate at a given moment, have many factors they can leverage to ensure every car insurance premium […]