Homeowners insurance can also be governed by the old Texas adage “everything in Texas is bigger”.Texas ranks seventh in the costliest state for homeowners insurance. The average premium for homeowners insurance is $1,863 per annum for $250,000 of dwelling coverage.Based on a comparison between quoted annual premiums from Quadrant Information Services. This is 42% more than […]
Credit card companies tend not to permit customers to directly pay off their debt with another credit card as it can be cost prohibitive and lead to debt revolving through accounts indefinitely. Balance transfers and cash advances offer solutions, and can potentially save money while earning rewards – however they should only be used with […]
WalletHub reports that most colleges charge fees for credit card payments. Notable exceptions are part-time students at Boston University who accept them without charge and schools using third-party payment systems such as Plastiq that assess an additional percentage fee on payment amounts. Credit cards provide rewards, but paying tuition with plastic may not be your […]
The OpenSky Secured Visa Credit Card can be an ideal solution for borrowers who cannot qualify for traditional credit cards due to poor credit or ineligibility, making approval easier and quicker for applicants with bad credit histories. Additionally, this service reports to all three credit bureaus, helping you build up a positive payment history with […]
Metal credit cards offer an exclusive look in your wallet, yet their fees can be steep. Luckily, many credit card issuers provide prepaid envelopes so you can return it safely for disposal. But you should avoid simply tossing it away or running it through a home shredder – this could leave personal information vulnerable to […]
If you’re shopping for health insurance, you may have come across the term “metal level.” It can be confusing to understand what this means, and how it affects your health plan. In this article, we will discuss what metal level is, its impact on your health insurance coverage, and some tips to help you find […]
When you’re involved in an auto accident and your car is totaled, chances are you’ll be wondering how much the insurance company will give you for it. Unfortunately, the process can be confusing and overwhelming, especially if you don’t know what to expect. In this blog post, we’ll break down the process of getting reimbursed […]
If you are in the market for life insurance, you may have heard of “endowment life insurance.” But what is endowment life insurance exactly? Endowment life insurance is a type of policy that combines a death benefit with an investment component. Unlike term policies, which only provide a death benefit and no other benefits, endowment […]
The announcer declares that it’s easy for a caveman to do it, referring to the ease of saving money with their car insurer. Although the advertisement was a huge success, it even led to a TV series. However, it is not true that a caveman, talking Lizards, scantily dressed models, or any other creature will make […]
Car insurance is the most popular type of insurance. Car insurance protects you, your family and your car. Although cheap car insurance is very popular these days, you need to make sure you have enough coverage. Damage to your vehicle or the car of another person could result in you having to pay more for your insurance. It […]