Gen Xers born between 1965 and 1980 have experienced their share of economic turbulence. More dual-income households, single parent families, and children of divorce exist among Gen Xers than among boomers or millennials. And many Gen Xers say they cannot save for retirement until they have paid down their credit card debts. Here are some […]

The Ink Business Preferred offers businesses who spend in its bonus categories significant rewards; however, this card may not be suitable for everyone. This card boasts an attractive welcome offer, excellent points-earning categories and valuable travel protections that we estimate exceed its $95 annual fee. 1. Travel Protection The Ink Business Preferred is among the […]

American Express Business Platinum is one of the premier credit cards for business owners, providing travel and purchase benefits that more than justify its high annual fee. Included among these benefits are a welcome bonus of 120,000 Membership Rewards points, statement credits for Dell, Indeed and Adobe, and coverage for Global Entry/TSA PreCheck costs – […]

American Express cards provide a range of credit card benefits. Some cater to specific spending categories such as groceries, streaming and transport. Others focus on travel, such as earning points or perks through airline or hotel loyalty programs, while still others provide shopping benefits, like offering free shipping and returns at certain retail partners. 1. […]

Amex Platinum credit cards provide access to a range of premium travel rewards and benefits, such as airport lounge access. Furthermore, they include travel and protection credits (some benefits require enrollment). However, this card requires an annual fee of $695 to remain active – to find out whether its value exceeds that cost we will […]

Credit card rewards markets are highly competitive, offering many types of rewards from straight cash back to accruing miles or points for unique experiences and travel perks. Redeemable rewards from rewards cards come in various forms – statement credits, checks or direct deposit into their bank accounts are some options available to cardholders; many also […]

Credit card issuers need to deliver superior customer service. Furthermore, cardholders expect their card issuers to stand by them during merchant disputes. American Express came out on top in the J.D. Power 2022 U.S. Credit Card Satisfaction Study for high customer service scores and outstanding satisfaction, followed by Discover in second place and Bank of […]

Buy now, pay later (BNPL) apps allow you to make online purchases with interest-free installments – an ideal solution when purchasing items you want but can’t afford right away. Make sure to read and understand the terms and conditions carefully so as to not overextension yourself, as BNPL apps may report credit information back to […]

Balance transfer credit cards may save you money by moving your debt onto one with a low or no interest rate – but only if you use it exclusively for spending and pay it off before its introductory period ends. Key components of successful transfer processes include having both a good credit score and plan […]

Credit cards used responsibly can help rebuild your credit. From secured cards that require an upfront deposit that doubles as your credit limit to closed loop store cards, regular on-time payments will gradually offset negative information that’s keeping your score low. Are you ready to build your credit? Get pre-qualified for credit cards in less […]