Balance transfer cards offer many credit card holders a way out from debt; but can Apple Card owners use balance transfers as a solution? The Apple Card does not provide balance transfer capabilities. While this may disappoint some cardholders, this decision helps safeguard credit scores as balance transfers can negatively impact them. 1. Balance Transfer […]
22
Oct
Oct
Most credit cards offer you up to 21 days grace period for new purchases without incurring interest, but this period could end if your balance is not cleared by its due date. Grace periods only apply to purchases and do not apply to balance transfers or cash advances, which start accruing interest immediately. Learn how […]
22
Oct
Oct
Digital wallets can make shopping faster and simpler, yet many consumers remain wary about using them due to concerns about security. There are ways you can protect your data when using a digital wallet. For instance, most mobile payment apps only share tokens rather than your actual card number. Security Digital wallet security can be […]
22
Oct
Oct
Credit cards offer an effective way to build rewards on everyday purchases – just remember to clear off your balance each month to avoid incurring interest charges and build your credit score! Selecting the ideal card for everyday spending depends on where and what you spend your money. There are general rewards cards that offer […]
21
Oct
Oct
If you shop Amazon regularly, chances are you want a credit card that provides significant rewards with both Amazon purchases and other everyday expenses. WalletHub editors reviewed four cards that meet this criteria. Which card is right for you depends on various considerations, including your membership of Amazon Prime and how you prefer to redeem […]
21
Oct
Oct
Capital One Savor is an outstanding rewards credit card designed to offer food and entertainment shoppers great cash back rates in these popular categories, along with travel, consumer protection and other advantages that will help you save on dining, entertainment and grocery store expenses. Earn 4% cash back on dining, entertainment and popular streaming services; […]
21
Oct
Oct
Amazon shoppers have access to two cards designed specifically for them – an Amazon store card and Amazon Visa credit card – both offering various great benefits such as 5% cash back and special financing offers. Which Amazon store card should I choose from Synchrony or Chase? Both cards can only be used at Amazon; […]
21
Oct
Oct
Being an authorized user can help a person build or rebuild credit when used responsibly over a longer period. But there may also be drawbacks. As an account holder, it is your legal responsibility to pay off an authorized user’s debt if they miss payments or run up an excessive balance. 1. It can help […]
20
Oct
Oct
When you hear the word “agi,” what do you think of? Maybe sushi or some other Japanese dish? If so, you’re not alone. Agi is a word that’s often used in the culinary world, and it typically refers to a type of seasoning called miso. Although its origins are in the culinary world, agi insurance […]
20
Oct
Oct
When you go through the process of replacing your lost or stolen belongings, you want to be as prepared as possible. That means having an idea of how much your belongings are worth. But where does insurance find this information? In this blog post, we will explore the ins and outs of insurance and how […]