Mortgage insurance premiums are a type of insurance that is typically required by lenders when the borrower has less than 20% equity in the home. Mortgage insurance protects the lender in case the borrower defaults on the loan. While most homeowners are aware that they are paying mortgage insurance, they may not be aware that […]

No one likes to think about the possibility of being injured, but it’s a sad reality that many people face every day. And if you’re one of the unlucky ones who finds yourself in need of medical attention after an accident, you may be wondering what will happen if you don’t have enough money on […]

One of the most frequently asked questions we get here at Life Insurance Blog is whether or not credit card companies can get life insurance money after a policyholder dies. The short answer is no. The life insurance company pays the death benefit to the named beneficiary on the policy, regardless of who that is. […]

Homeowners insurance, also known as hazard insurance, is one of the many types of insurance that people are required to have. It protects you from damages that may occur to your home or personal belongings as a result of several different types of perils, like fires, storms, and theft. While your homeowners insurance premiums might […]

You’ve finally saved up enough money for that dream vacation. You’ve been looking forward to it for months, if not years. But then, something happens. An unexpected illness, a last-minute work emergency—whatever the case may be, you have to cancel your trip. And all of a sudden, all of your non-refundable expenses are gone to […]

A car insurance broker is an independent agent who represents multiple insurers. They do the legwork for you by shopping around for the best rates and coverage for your needs. If you’re looking for a car insurance broker, there are a few things to keep in mind. Here are a few tips on how to […]

You’ve finally done it. You’ve quit your job and are striking out on your own. Congratulations! But as you start to navigate the world of self-employment, you may be wondering about your insurance situation. If you had employer-provided health insurance, you’re probably used to having that coverage automatically deducted from your paycheck. But when you’re […]

Planning for a family can be an exciting time, but it’s also a time when you have to start thinking about things like insurance. Can you get longterm insurance when pregnant? The answer is, unfortunately, not always. In this blog post, we will explore the different factors that play into whether or not you can […]

You have a few options when it comes to getting insurance rates. You can go with the first company you see, or you can shop around for the best rates. There are a few things you need to know before you start looking for insurance rates, though. Here are some tips on how to get […]

According to a recent report from the Kaiser Family Foundation, the average annual cost of health insurance premiums is $4,865 for an individual and $13,375 for a family of four. But what about those who don’t have health insurance? How much do they pay for prescriptions? The answer may surprise you. In this blog post, […]