The Sunflower State, Kansas, has an average of two million licensed drivers, and in 2020, had 400 traffic deaths, an increase of five percent from 2019. Around 20% of these fatalities were reported to have been caused by impaired driving. Kansas Highway Patrol is responsible for hundreds of drunk driving fatalities each year. Despite the existence of laws and penalties, […]
Your average Mississippi auto insurance premium could increase by $926 per year due to ADUI. Although this has a significant effect on premiums it is still less than the $1,662 national average increase. You can expect to see your premiums rise if you are convicted of DUI. However, you might find it more difficult to get insurance […]
These are the words that no one wants to hear when an agent offers insurance: “We cannot provide coverage for your car.” Your auto insurance company might drop you in one of two ways: Nonrenewal, or canceled car insurance. Your insurer may decide to end your policy term and not renew your insurance. The reason for nonrenewal […]
Rental reimbursement coverage pays for a replacement car while yours is in the shop after an accident. Rent-a-car reimbursement is designed to allow you to move even if your primary vehicle isn’t. This coverage pays for the cost of a rental car while your car is in the shop, even if you’re at fault in the […]
New Smart cars are no longer sold in the United States, but if you purchased a used model of one of these subcompact, environmentally-friendly vehicles, you still need a car insurance policy. Although these vehicles are unique, Smart car insurance is similar to car insurance for other makes. Owners of Smart cars still need to purchase at […]
This is the time to get out your paperwork and choose a 2020 health insurance plan. HealthCare.gov, as well as the other state exchanges, is now open for enrollment for those who are looking for their own plans. Despite the rhetoric about the implosion of the Affordable Care Act, the individual mandate going away, and other attempts […]
Insurance coverage is essential for clients, as an agent. It protects your clients from all kinds of damage such as theft or damage to their vehicle. You will likely face fierce competition as an independent agent in the insurance industry. It is crucial to understand which insurance policy is the most profitable to sell if you want to […]
When money gets tight, it can be appealing to ditch some insurance protection to stabilize your budget plan. That might leave you high and dry. Rather, figure your premiums into your earnings strategy itself. You have actually most likely seen TELEVISION commercials just recently where: A retired couple chooses to drop their life insurance policy […]
Many people aren’t aware of the benefits and value life insurance can provide as part a retirement plan. Life insurance is primarily viewed as a way for a family to safeguard their income in the event that a breadwinner passes away during their working years. It’s good if that’s the main reason an individual bought a […]
Long term care insurance is something that a lot of people are increasingly thinking about. After all, when you reach a certain age, you may find yourself in need of some assistance in order to live a normal life. But is it really worth it? In this blog post, we will explore the pros and […]