Buying a property is often the biggest investment of our lives. However, it comes with its own set of risks and legal complexities that need to be navigated carefully. One such aspect is title insurance. As a homebuyer in New York, you might wonder who pays for this type of insurance and what it covers. […]

Life insurance is an important consideration for anyone looking to secure their family’s future. With so many different types of policies available, it can be difficult to know which one is right for you. But regardless of the type of policy you choose, there are certain parts that are guaranteed to be true. In this […]

Are you a gun owner who carries concealed? If so, have you considered the potential legal and financial consequences that may arise from using your firearm in self-defense? It’s important to understand that even if you are defending yourself or others, there may be legal repercussions. That’s where concealed carry insurance comes into play. But […]

Are you tired of paying too much for your prescriptions without insurance? It’s no secret that prescription drugs can be expensive, but there are ways to save money and still get the medication you need. In this blog post, we’ll explore the different types of prescription discounts available, show you how to compare prices and […]

Are you a California driver looking to purchase car insurance but wondering how much it will cost per month? Well, you’re not alone! Car insurance rates in California can vary greatly depending on several factors. It’s important to understand these factors and find ways to lower your rates without sacrificing coverage. In this blog post, […]

After a storm has ravaged your home, you might be wondering how much it will cost to repair the damage. And if you have any uninsured losses from the storm, you’ll need to start thinking about public liability insurance as well. In this article, we’ll tell you everything you need to know about public liability […]

Insurance companies that cover classic cars don’t really understand the needs of antique car owners. They don’t understand the daily car usage of Joe Public. Everything must fit in a standard category. Car value decreases relentlessly over the years. They start to lick their lips in anticipation of a big fat bonus check if you make any changes […]

You might not have known that penalties were becoming more severe. Perhaps you didn’t know about the current penalties for having no third-party liability motor insurance. 1930 saw the enactment of a law that required all motorists to carry a minimum amount in third-party personal injury insurance. This law was enacted to ensure that negligent motorists were […]

Recently, I helped a client of my settle the total loss to her car that was stolen. It occurred to me that this information might be useful for others. Before becoming an independent agent, I was a claims adjuster at a national insurance company. Working in that role taught me a lot. I discovered that most people […]