For young drivers, it can be difficult to find affordable car insurance. This is because teenagers and younger adults under 25 are at greatest risk of getting into accidents. This is why younger adults pay the highest premiums. You cannot change your age so what can you do? You can stay on your parent’s policy if you live […]
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Everybody has a car. It is their main form of transportation. Without automobiles, we would spend a lot of time walking or biking to our destinations. It is possible to be late for work or miss our children’s soccer games. American life is dependent on cars for daily functions. We should make every effort to ensure that they […]
Driving without insurance can be illegal and could result in severe penalties. Each state has its own definition. According to the Insurance Information Institute, 16.3% Colorado drivers were not insured in 2019. This makes Colorado the 13th most uninsured state. Colorado law prohibits drivers from driving without insurance. You could face fines, penalties and other consequences that could have […]
Tulsa is the second-largest Oklahoma city. It contributes a large amount to the 2.5 millions licensed drivers. Tulsa has more 400,000 inhabitants. This makes it a densely populated city with a high road accident index. The Oklahoma Highway Safety Office recorded 1,459 car crashes in 2019, 38 of which were fatal. To be legally able to drive, car owners must have the […]
Insurance can be costly so it is important to save as much money as possible. This thought is common among Americans who have filed taxes over the years. While it makes sense to ask if car insurance can be tax-deductible, it can be complicated to claim car insurance on taxes. Most people won’t be able to deduct their […]
In Nevada, driving without insurance is a risky proposition given the consequences. Nevada’s LIVE program electronically tracks vehicle owners and can detect when a car insurance policy has lapsed. By reporting on incidents, car insurance companies must keep the Department of Motor Vehicles (DMV) current. The DMV also checks vehicles owners periodically throughout the year in order to verify that they […]
You will need to make sure that you have insurance against huge medical bills, regardless of whether you are a bricklayer or a housewife. You should have some form of health insurance. If you are diagnosed with a serious illness or have an accident, a good insurance policy will protect you from financial ruin. You can be confident […]
Many large projects require contractors to carry certain forms of insurance policies as conditions of working together with project owners, making compliance an imperative in order to secure business opportunities. Contractors can obtain these policies through either purchasing individual coverage individually, or bundling multiple policies into an affordable business owners policy. Below are six forms […]
Most life insurance policies aren’t tax deductible as the IRS considers them personal expenses; however, there are exceptions; for instance, premiums paid by an employer for group life policies may be deducted; also some permanent policies provide tax advantages like an untaxed death benefit and tax-deferred growth of cash value. Taxes Though many individuals and […]
As part of the Affordable Care Act, it became illegal for health insurance companies to deny coverage based on sexual orientation or gender identity; however, policies and requirements can differ widely depending on each policy provider. Private insurers may require letters from healthcare professionals certifying the medical necessity of gender affirmation surgery before providing coverage […]