Search Results for: insurance

Insurance companies have operating expenses, just like any other business, and want to make a profit. Insurance companies typically have an “expense ratio” of between 30-35% and claim handling expenses of about 10%. They would love to make a profit of 5-10%. The remaining 50% is for actual claim payments. The insurance company will charge […]

A motor trade insurance company that understands your needs will be able to help you. There are many types of motor trade insurance policies. Each motor trader is different and each policy may not be applicable to everyone. While comprehensive motor trade insurance may seem appealing, the premiums can be quite high. You may also […]

Homeowners insurance policies typically cover natural disasters such as fire, lightning, hail and windstorms. Most homeowners insurance does not cover natural disasters such as earthquakes, tsunamis, or nuclear catastrophes. It is important to understand what homeowners insurance covers and does not cover in the event of a natural catastrophe. There are many types of policy available. Find […]

With some variations, the insurance requirements of demolition contractors are not that different from their counterparts in construction. To avoid potential harms to workers or the public, contractors must be careful about their safe practices. Contractors in demolition need commercial general liability, company automobile insurance, property & contractors equipment, workers’ compensation to protect employees and […]

Hialeah is the most populous city in Florida. Hialeah is home to many people, but it has a lower homeownership percentage of 46% compared with 66% nationally. For coverage of a $250,000 home, homeowners in Hialeah pay on average $3,217 each year. This is higher than the average of $1,312 per annum. Bankrate compared several national carriers to determine which ones offered competitive rates […]

There are two types of insurance policy: indemnity insurance or non-indemnity. What is indemnity? This is a guarantee to provide security or protection from possible harm, damage or loss. As compensation for any loss or damage, a lump sum is agreed upon in the policy. The following are the three main types of indemnity insurance. […]

Car2go offers car rental and car sharing services for drivers and riders throughout Europe. Although the company’s headquarters is in Germany, it serves countries throughout Europe and North America. This includes the U.S. and Canada. Car2go offers insurance through its partnership agreement with Allianz. All Car2go customers renting cars are eligible for this insurance. Car2go’s insurance policy covers the […]

In today’s uncertain and litigious world, insurance is necessary for every aspect of life. Consumers are often confused about where to begin and how to select the best policy for them. Even for the most savvy buyer, shopping around for insurance is a daunting task. A reputable broker is the best option to help you […]

Frequently Asked Questions about Charity Shop Insurance 1. Why do charities and non-profit organizations need insurance? A charity or voluntarist organization exists to provide a service to the community and raise funds for that purpose. Even though they don’t make a profit, charities still have a responsibility to their volunteers and employees as well as […]

It can be difficult enough to own and run a shop, sometimes seven days per week. But, there is always the added worry about what might happen to you livelihood if the worst happens. There are many options for shop insurance that can cover all risks associated with running a business that sells goods or […]