Search Results for: insurance

You will need to have their support to obtain life insurance. If your parents do not have insurance or the finances to cover their expenses in later years, they can purchase life insurance for them. Life insurance can help you pay for the final arrangements, such as a funeral, or help with your parents’ care. You […]

You or your insurance carrier can initiate a homeowners insurance renewal. Either you can let your policy expire or you might receive an insurance notice from your carrier advising you that your policy will be terminated. To ensure that your coverage does not lapse, you should start looking for a new policy for home insurance with another company. […]

Smart home technology is making life easier and safer. Biometric or smart locks provide additional security by requiring a pin and fingerprint to unlock your home. This can make it more secure than traditional keys. Your house key is accessible to anyone who holds it. However, your fingerprint or pin are enough to block others from getting […]

28 people die each day in America from drinking and driving accidents. DWIs and DUIs are serious offenses that carry severe penalties. You will most likely experience an increase in your car insurance premium after being convicted in Maryland of DUI. Maryland drivers see an average 78% increase in their car insurance premiums after being convicted for DUI. This […]

What’s the difference? One difference between Income Protection and Life Insurance is that Income Protection is designed to help your family support you when you aren’t there. Income Protection, however, is a policy that protects you throughout your life if you are injured, sick, or disabled or need assistance paying your mortgage. What is Life Insurance? […]

Many insurance policies offer coverage for different types of damage and accidents. Each family should have at minimum one of these three. Different types of homeowner policies The insurance for homeowners falls within one of six categories. HO-1 or HO-2 are the more common names. They cover only property against damage that is specifically listed. The extent of […]

When there is an important event in their life that requires new or revised coverage, most people contact their underwriters or insurance brokers. Fewer people remember to check their insurance regularly or to make subtle changes to their coverage requirements. Regularly reviewing your insurance policy will help ensure that your coverage is as good as you […]

Like most other states, car insurance in Arkansas is a legal requirement if you own a registered vehicle. It doesn’t matter how many times you drive, which car you have or what age your vehicle is. Uninsured driving can lead to severe consequences like license suspension and fines. If you are involved in an accident, car insurance covers your […]

Each state has its own car insurance laws. Delaware’s car insurance laws, like most other states, require that drivers have a minimum level of auto insurance coverage. There are additional requirements that must be met in addition to the basic liability requirement. Delaware is now a tort state and not a state with no-fault, but it still requires […]

All Iowa drivers must have liability insurance. Car insurance is a financial necessity. There are many advertisements that emphasize the importance of car insurance. Drivers should also be aware of how rates can change. Speeding is considered a risky driving behavior because it can cause serious or fatal accidents. Speeding was responsible for over 9400 deaths in 2019. This is […]