Most states mandate drivers demonstrate financial responsibility for accidents by purchasing car insurance; others allow drivers to fulfill this requirement through other methods, such as paying a bond or making cash deposits. New York requires that all drivers carry both Liability coverage and Personal Injury Protection (PIP). You can also opt for uninsured/underinsured motorist coverage […]
Search Results for: insurance
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Life insurance is one type of insurance you might need throughout your lifetime. It includes homeowners, renters, and car insurance. It is one of the most difficult types of insurance because of the variety of types and options available. There are two main types of life insurance. Permanent or term. There are only a few permanent forms of […]
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Understanding your flood zone is essential to making informed decisions regarding whether or not to purchase flood insurance. FEMA uses flood zones to identify areas at increased risk of flooding. If your property lies within an A, A1-A30, AE or VE flood zone, your mortgage lender may require that you purchase flood insurance as a […]
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When determining the price of your auto insurance premium, the most important factor is your driving record. It can be more difficult to get affordable auto insurance if you have a driving under the Influence/while intoxicated (DUI/DWI). Ohio drivers with a DUI can expect to pay more for their car insurance than those without. What does […]
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Statista estimates that about 47.5 millions Americans bike, with the majority of them young adults. As the number of cyclists has grown from 43 million to 47.5 millions in recent years, it continues to rise. It is not the most dangerous sport, but it is still a risky one. According to the Insurance Institute for Highway Safety, 843 bicyclists were killed […]
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Windshield damage typically falls under comprehensive coverage in a car insurance policy, and should be reported promptly; even small chips can quickly expand into cracks that necessitate replacement of an entire windshield. Most insurers won’t increase your premiums after making a comprehensive claim, but it is wise to get any damage inspected prior to driving […]
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Term life insurance provides coverage for a fixed duration such as 10, 20 or 30 years and tends to be less costly than whole life, which lasts your entire lifetime and builds cash value that you can borrow against. Return-of-premium policies provide you with all or a portion of your premiums back at the end […]
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Homeowners insurance in California provides protection for swimming pools in several ways. First, liability coverage provides financial security should anyone become injured while using it. Your policy could also cover your pool under its “other structures” coverage – usually designated for sheds and gazebos but capable of including your pool as well. Damage caused by […]
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Yes, you absolutely need to have Sr22 insurance. Otherwise you’re wasting your hard earned money. Change is needed. My friend decided he wanted to continue the conversation with my and had waited patiently for me return. My friend was struggling to overcome the humiliation, difficulties of getting insurance, and the high price of SR22 insurance because he […]
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It is possible to find cheap auto insurance. There are many options and choices. One of these is liability insurance. This insurance is the minimum you need. It is required in most states. There are also minimum coverage requirements. You will most likely need full coverage if you still have payments on your vehicle. This protects the lender. The lender will […]