Your coverage may differ depending on the details of your auto policy and agent; however, full coverage policies from State Farm typically provide rental reimbursement or transportation expense coverage (sometimes called rental car expense waiver). This typically costs around $10 per month and helps cover rental car costs during repairs to your insured vehicle covered […]
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Driving without car insurance is illegal and may result in severe fines, yet how do police officers know whether you have coverage or not? By leveraging cutting-edge technology, police officers are now able to instantly check your insurance status through a database. This is accomplished using license plate scanners or on-car computers at traffic stops […]
When it comes to dental pain, seeking treatment promptly is crucial as delaying can result in more costly procedures down the road. As there are various low-cost options for those without dental insurance, such as dental schools, free or sliding scale clinics, margarita funds, double checking existing benefits, using CreditCare payment plans or Smylen’s naming […]
Many individuals desire LASIK surgery, yet its cost may be prohibitive without coverage from an insurance provider. Luckily, there are ways to secure coverage for this procedure. First and foremost, consult with ophthalmologists who offer LASIK surgery and discuss insurance coverage. This may also assist with pre-authorization and provide details of financing plans which make […]
Flood insurance provides protection to repair or replace your home and its contents following a flood. While the National Flood Insurance Program limits dwelling coverage at $250,000, private insurers such as Neptune offer higher amounts. As with car and homeowners insurance policies, choosing a higher deductible can lower your premium but could require you to […]
Dental implants are an increasingly popular and costly treatment option, leading many people to wonder whether health insurance will cover this procedure. Answering this question depends entirely on your specific health insurance plan, which contains numerous coverage provisions which may be confusing and complex. What Is Covered? Dental implants are the go-to treatment option in […]
If any member of your household possesses a driver’s license and regularly uses your vehicles, it is wise to add them to your insurance policy in order to provide sufficient coverage in case an accident should arise. It also gives you access to discounts such as good student discounts for teenagers. Adding a new driver […]
Mopeds may be convenient and fun, but they also pose risks that are sometimes devastating. Accidental injuries caused by moped accidents may have lasting repercussions for riders and their finances; moped insurance provides vital protection. Mopeds are considered vehicles in most states and must be registered and titled with the Department of Motor Vehicles (DMV), […]
The average cost of car insurance varies widely depending on several factors, including where you live and which coverage options you select. To provide accurate national averages, WalletHub conducted a nationwide survey among major car insurers using an ideal driver profile that fulfilled requirements in all 50 states. Some of the key factors are within […]
Homeownership comes with many tax deductions, but homeowners insurance is typically not one of them. As there may be circumstances where home insurance could be partially or fully tax deductible, read on! Homeowners Insurance Premiums Homeowners insurance premiums are typically not tax deductible; however, there may be exceptions. Rental property premiums can be deducted, and […]