Auto insurance provides drivers with important and required protection in most states. Auto insurance covers vehicles like cars, trucks, motorcycles and boats. The insurance is designed to protect motorists but it also covers pedestrians and property owners who have their property damaged by an auto. There are many types of auto insurance. I’d like to […]
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Except for the relatively new practice of issuing car insurance policies that pay as they go, you enter into a fixed-term contract with your car insurance company when you buy car insurance. This fixed term lasts for one year in most cases. Your insurance company will offer you a renewal contract when the coverage period […]
Gilbert Loomis, a Westerfield, Massachusetts auto mechanic, sparked the auto insurance industry in 1897 as the first recorded mechanic who had built his own one-cylinder car. The premium was $7.50 for $1,000 worth of Liability Insurance. Because driving was dangerous and roads were not paved with stop lights and street signs, accidents involving horses and […]
Direct car insurance is precisely what it says. You make all the arrangements and buy the policy directly from your Insurer. There are some advantages to buying direct, such as lower premiums in certain cases than if you buy through a middleman. However, this is not the case in most cases. Direct motor insurance companies […]
We are reminded constantly that car insurance costs can be exacerbated due to uninsured drivers. It is also true that all UK car insurance companies must pay into the Motor Insurance Fund. This pool of money was created to help the public avoid injury or damage caused by hit-and-run drivers and uninsured drivers. The fund […]
It can be daunting to buy car insurance. With so many products and sales channels, it can often be difficult to know where you should start. This can get even more confusing when you look at ways to lower your premiums while not compromising your level of coverage or increasing your risk. Your birth date […]
There are many factors that affect today’s household budgets. The household budget appears to shrink with each passing day due to rising costs for food, gasoline and clothing. There are many ways to increase your budget without cutting back on essentials. Insurance costs can be a big savings in your annual home budget. Discount auto […]
It is worthwhile to consider the true value of your beloved motor before you start looking for classic car insurance. Specialist car insurance policies often have a cost that is determined by the amount insured or declared value. Your opinion on the car’s value and the company insuring it may be different. How can you […]
House Bill 3115 was passed into law in May 2006. Oklahoma joined the list of 30 states that have passed legislation that provides electronic insurance verification. The new law gives law enforcement the ability to verify the current status of an Oklahoma resident’s insurance policy. This can be done at any time during an accident […]
What is the purpose of PIP?PIP is an abbreviation of Personal Injury Protection. PIP stands for the benefits payable under the Florida No Fault Auto Insurance policy. What law in Florida requires PIP?Florida Motor Vehicle No Fault Law refers to the Florida statute that requires coverage for all vehicles registered in Florida. Who is covered […]