Search Results for: insurance

The company provides its employees with various employee perks, such as paid family leave, back-up childcare services and financial benefits to promote health in the workplace and foster an optimal work culture. Starting April, Target will reduce the waiting period for hourly store team members to enroll in medical plans – giving them access to […]

Research has consistently demonstrated the correlation between uninsured status and increased risks of death and unavailability of health insurance, such as through routine federal surveys containing coverage data and mortality figures, and this new state by state study by Families USA provides this evidence publicly for the first time. Researchers found that working-age Americans without […]

Pet insurance costs depend on several variables, such as reimbursement levels, deductibles and coverage limits that impact monthly premiums. Pet insurance provides comprehensive care when your animal becomes injured or sick, such as prescription medicine, surgery, hospitalization and diagnostic tests – some plans even cover alternative therapies like acupuncture! Coverage Pet insurance offers peace of […]

If you have a car loan or lease agreement, your lender likely requires full coverage insurance; however, once it has been paid off you should consider dropping comprehensive and collision coverage altogether. Decisive is whether the cost of your annual comprehensive policy exceeds its value (minus any deductibles). 1. You’re paying more than 10% of […]

Your coverage may differ depending on the details of your auto policy and agent; however, full coverage policies from State Farm typically provide rental reimbursement or transportation expense coverage (sometimes called rental car expense waiver). This typically costs around $10 per month and helps cover rental car costs during repairs to your insured vehicle covered […]

Driving without car insurance is illegal and may result in severe fines, yet how do police officers know whether you have coverage or not? By leveraging cutting-edge technology, police officers are now able to instantly check your insurance status through a database. This is accomplished using license plate scanners or on-car computers at traffic stops […]

When it comes to dental pain, seeking treatment promptly is crucial as delaying can result in more costly procedures down the road. As there are various low-cost options for those without dental insurance, such as dental schools, free or sliding scale clinics, margarita funds, double checking existing benefits, using CreditCare payment plans or Smylen’s naming […]

Many individuals desire LASIK surgery, yet its cost may be prohibitive without coverage from an insurance provider. Luckily, there are ways to secure coverage for this procedure. First and foremost, consult with ophthalmologists who offer LASIK surgery and discuss insurance coverage. This may also assist with pre-authorization and provide details of financing plans which make […]

Flood insurance provides protection to repair or replace your home and its contents following a flood. While the National Flood Insurance Program limits dwelling coverage at $250,000, private insurers such as Neptune offer higher amounts. As with car and homeowners insurance policies, choosing a higher deductible can lower your premium but could require you to […]

Dental implants are an increasingly popular and costly treatment option, leading many people to wonder whether health insurance will cover this procedure. Answering this question depends entirely on your specific health insurance plan, which contains numerous coverage provisions which may be confusing and complex. What Is Covered? Dental implants are the go-to treatment option in […]