Search Results for: insurance

If any member of your household possesses a driver’s license and regularly uses your vehicles, it is wise to add them to your insurance policy in order to provide sufficient coverage in case an accident should arise. It also gives you access to discounts such as good student discounts for teenagers. Adding a new driver […]

Mopeds may be convenient and fun, but they also pose risks that are sometimes devastating. Accidental injuries caused by moped accidents may have lasting repercussions for riders and their finances; moped insurance provides vital protection. Mopeds are considered vehicles in most states and must be registered and titled with the Department of Motor Vehicles (DMV), […]

The average cost of car insurance varies widely depending on several factors, including where you live and which coverage options you select. To provide accurate national averages, WalletHub conducted a nationwide survey among major car insurers using an ideal driver profile that fulfilled requirements in all 50 states. Some of the key factors are within […]

Homeownership comes with many tax deductions, but homeowners insurance is typically not one of them. As there may be circumstances where home insurance could be partially or fully tax deductible, read on! Homeowners Insurance Premiums Homeowners insurance premiums are typically not tax deductible; however, there may be exceptions. Rental property premiums can be deducted, and […]

Insurance can be an effective way to guard against disasters; however, over-insuring can leave you paying for coverage that’s unnecessary. Overspending on insurance can seriously compromise savings for down payments, retirement accounts, college funds for your children and emergencies. Therefore, it’s crucial that you review and shop around for policies annually. Policy Limits Insurance policy […]

Homeowners and renters insurance typically includes liability coverage for dog bite injuries occurring either on or off their premises, such as medical costs and damages caused by bites that lead to lost wages, pain and suffering or property losses. Some homeowners insurers impose breed-restriction policies, making it more challenging to insure your pet. Others will […]

UPS insurance could provide peace of mind when shipping high-value items or simply want peace of mind that their packages won’t get lost or stolen during transit. Get familiar with what coverage options exist as well as any exclusions. Purchase insurance either online or at a UPS Store by entering your shipment details and declaring […]

Building type is one of the primary determinants of an insurance premium rate; more vulnerable structures require higher premium rates due to risk associated with damage claims. Wood-framed buildings can be susceptible to moisture damage and termite infestation, while steel buildings offer greater peace of mind to homeowners. 1. Structural Integrity Structural integrity refers to […]

Offering health benefits is a fantastic way to attract and retain employees, showing your dedication to employee well-being while setting your company apart from its competition. The Affordable Care Act requires larger employers to offer health coverage to at least 95% of full-time employees and children up to 26 years old, or else pay a […]

Under new guidance from the Obama Administration, qualified health insurance plans must cover well-woman preventive visits and preconception care without cost sharing, providing good news to expectant mothers looking to start families. Women can receive free or low-cost maternity care at Planned Parenthood and community health centers, and may qualify for Medicaid or CHIP depending […]