Search Results for: insurance

Disability insurance may not be the most exciting topic, but it’s an essential one. You never know when life will throw a curveball, and if you become unable to work due to disability, disability insurance can provide financial protection. But how much does this type of insurance cost? The answer is not straightforward and depends […]

Are you currently holding a life insurance policy? If yes, then you might have heard of the term “cash surrender value”. For those who are not familiar with this concept, it can sound confusing and intimidating. However, understanding cash surrender value is essential if you’re looking to make informed decisions about your life insurance policy. […]

Arizona is home to some of the most beautiful landscapes in the nation, from the Monument Valley rock buttes to the lush forests of Salt and Verde River basins. In 2019 alone, Arizona saw nearly 130,000 vehicle crashes, which resulted in 911 traffic fatalities, according to the Arizona Department of Transportation. The best Arizona car insurance could protect […]

Car and health insurance both serve to protect policyholders against significant financial losses; however, there are distinct differences between them. PIP or MedPay coverage typically pays for treatment of car accident injuries before your health insurer does. However, any money paid out through subrogation could come back to them as reimbursement. Cost As with car […]

Rideshare insurance policies often include three coverage periods. Period one covers your car when using Uber or Lyft while waiting for a request; period two covers you once an order has been accepted and when travelling to pick up its passenger. Period 3 is designed for vehicles carrying passengers. Certain policies also offer uninsured/underinsured motorist […]

If you’re shopping for health insurance through either the Marketplace or private options, it is crucial that you take some time and consider your individual needs before selecting a plan. Picking an ineffective policy could cost you dearly in the future. Each plan offers different costs and coverage levels, and four “metal” categories that represent […]

Most health insurance plans cover blood tests, especially those subsidized by the Affordable Care Act. However, exact costs associated with blood work with insurance vary widely by plan. Phlebotomists specialize in blood tests by inserting needles into veins in your arm, collecting samples of blood into tubes, and providing results. In-Network vs. Out-of-Network Blood work […]

Credentialing with insurance companies is an integral component of healthcare practices/organizationss; however, credentialing can be time consuming and complicated. This article provides a clear path for managing this process successfully. Expecting that this process will be as straightforward as filling out an application is an unrealistic assumption; expect at least 10 hours of focused work […]

The company provides its employees with various employee perks, such as paid family leave, back-up childcare services and financial benefits to promote health in the workplace and foster an optimal work culture. Starting April, Target will reduce the waiting period for hourly store team members to enroll in medical plans – giving them access to […]

Research has consistently demonstrated the correlation between uninsured status and increased risks of death and unavailability of health insurance, such as through routine federal surveys containing coverage data and mortality figures, and this new state by state study by Families USA provides this evidence publicly for the first time. Researchers found that working-age Americans without […]