Search Results for: insurance

Louisiana insurance companies must abide by stringent timetables when it comes to processing claims. Adjustments on claims typically begin 14-30 days after receiving proof of loss, according to Louisiana regulations. Proof of loss must include receipts, invoices and estimates that demonstrate your losses and damages quickly. Your insurance provider must compensate you accordingly. The Statute […]

People often struggle to comprehend all of the various terms used in insurance, like assurance. As opposed to traditional health insurance plans that typically involve complex features like premiums, deductibles, and copayments, health assurance offers fixed benefits in addition to personalized preventive care and budget-friendly options. Licensed agents often operate under commission-based models, creating an […]

Life insurance agents assist those to ensure they’re financially prepared in case someone they love dies, making this an extremely satisfying and lucrative profession if one can take rejection well – although not without its challenges. Life insurance providers take your credit report into consideration when underwriting your policy and application, which can impact both […]

Car insurance is legally mandatory in most states; however, certain insurers offer policies without license restrictions, by designating someone else as the primary driver and leaving themselves out. This may be particularly helpful for individuals suffering from health conditions that prevent them from driving, or those whose license has been suspended due to lack of […]

Once someone dies, state laws and policy terms dictate who will receive their life insurance proceeds. Sometimes this may include someone other than their intended beneficiary claiming these funds as well. disputes often stem from unexpected changes made while an insured is hospitalized or living in a nursing home. Learn when it’s appropriate and how […]

Here’s a marketing tip that guarantees insurance leads. A revolutionary method of prospecting by direct mail is now possible to increase sales. This involves combining marketing and leads to maximize results. This proven tip will greatly increase your direct mail prospecting sales. You think you’ve seen every marketing tip and profitable lead in insurance. This one is new. You can […]

No matter how smart or experienced you may be in business, I encourage you to seek out someone who can mentor you if you’re new to the insurance industry. The insurance industry is not like any other new industry. It has its own terminology and acronyms. Every insurance category, be it property & casualty or life &health, […]

This question has been asked of me many times by insurance agents over the years. I have also participated in many online forums on insurance where I’ve witnessed some biased opinions. Let me share my opinion on the subject of whether it’s better to contract directly to an insurance carrier than to an MGA (Managing General Agency) […]

All fellow Insurance Agents and potential agents! These insights might be useful for those who are already in Insurance Sales and are looking to make a successful career as an Insurance Agent. This information will help you choose the type of contract, independent or captive, that best suits your goals and needs at this stage in your […]

Insights From My Personal 28-Year Journey: In retrospect, I didn’t think I would one day be making the kind of money that I have today from the insurance industry. I want to see other agents succeed in the insurance business as we have been. These are some basics for those starting in the insurance industry or considering […]