Search Results for: insurance

Over 25 years of experience working with recruiters and health, annuity and life insurance brokers, I’m still amazed. Too many people act like rookie insurance producers. They miss every opportunity to learn modern techniques, save time, and invest money in their success. MOST FAILURE: Many others make less than an experienced and knowledgeable agent. This article aims to […]

After a storm has struck, your insurance provider will send an adjuster out to assess the damage. They may ask for updated time estimates, photos and paperwork supporting your claim. If your roof has extensive damage, they may provide coverage for replacement costs; but how can you ensure you receive an equitable payout? 1. Know […]

Variable universal life (VUL) policies offer an innovative solution for investing and insuring. Contract owners have access to various accounts similar to mutual funds that enable them to build tax-deferred wealth faster. Policyholders must understand all associated fees and expenses associated with VULs as these can vary widely between products. You should request from your […]

When purchasing a new car, many factors influence its cost to insure. At GEICO, rates do not take color of a vehicle into consideration when calculating rates. Red cars may cost more to insure due to a popular belief that they get pulled over or stolen more frequently, yet no evidence supports this claim. Color […]

Gap insurance or guaranteed asset protection helps bridge the gap between your car’s current value and what is owed on its loan if it gets totaled or stolen, providing protection at a nominal annual cost. Many auto insurers now include gap coverage as part of their policy packages for added peace of mind. But is […]

Long term care insurance provides protection for savings and assets against future long-term care costs, potentially eliminating the need to tap other resources such as home equity or rely on government programs like Medicaid. However, some may view long term care insurance as an ineffective investment. Let’s explore this topic further. It’s Too Expensive Long […]

Decreasing term insurance provides an innovative solution for meeting their financial obligations while remaining cost-effective and affordable. Compared with level term policies and permanent life policies, decreasing term is often cheaper. Bankrate’s insurance editorial team can help you decide whether decreasing term insurance makes sense in your situation. First, let’s examine which policy components decrease […]

Many insurance agents approach blogging with the following thoughts: “Great, something else.”“What a pain!”“I need someone technical for that”“GRRRRRRR…” I understand everything. Two years ago, I was asked to start a blog. I refused and refused for quite some time. My 15-year-old son would tell me that blogging and social networking are essential if I want to […]

What is car insurance? What is an auto insurance policy? Your passengers and you will be covered by your auto insurance company in the event that an accident occurs. You can choose the amount of coverage you want. Is the company responsible for any damages to your property? Is the company responsible for all passengers […]

A friend of mine was late to school one morning. His wife wasWhile he was preparing breakfast, he took out his notebook and laptop.He reached for the books he needed to get through school that day and took them out. He zipped upHe grabbed his bag and ran outside to heat the car. It turned […]