Search Results for: insurance

Homeowners insurance typically reimburses foundation repairs through either actual cash value or replacement cost coverage; however, damage must have been caused by perils covered under your policy in order to receive reimbursement. Cracked walls and doors/windows that don’t close properly as well as sagging floors can all indicate foundation problems in a home, though negligence […]

Mechanical bulls are popular at entertainment venues and parties, but they pose inherent risks that must be managed effectively to minimize injury to guests and ultimately reduce insurance premiums. Business owners must also consider additional costs such as equipment storage and maintenance fees. Comparing policies and taking proactive safety measures may help further decrease insurance […]

Primerica is a multi-level marketing company offering insurance, investments and financial services to middle-income families throughout the US. They enjoy an excellent financial rating from the National Association of Insurance Commissioners as well as scoring relatively highly on J.D. Power’s customer satisfaction survey. However, many customers are dissatisfied with their Primerica life insurance policies and […]

Eliminating mortgage insurance (PMI) can save homeowners significant sums. But in order to do so, certain requirements must be fulfilled in order for lenders to remove it. These requirements include having attained a certain amount of home equity, having undergone a recent appraisal, and remaining current on your mortgage payments. Discover when it may be […]

Similar to using numbers in a chart of accounts to organize assets and liabilities, government categorizes businesses by industry using Standard Industrial Classification codes (SIC codes). SIC codes consist of four-digit numbers used by private data organizations, government agencies, marketers and more for categorization purposes. The Standard Industrial Classification Code system can be divided into […]

Before purchasing any vehicle, it is imperative that you secure car insurance as most states mandate liability coverage to operate a motor vehicle legally. Insurance agents require information on your prospective car such as its make, model and Vehicle Identification Number (VIN). Furthermore, ask about discounts such as military service membership or good credit scores […]

Life insurance provides families with peace of mind when planning for their death. Policy owners make regular payments called premiums that will eventually be distributed as tax-free lump sum payments upon their passing. Acquiring a 100% disability rating can enable veterans to take advantage of a range of additional benefits, such as free VA healthcare, […]

Many couples assume only income-earning partners require life insurance policies. What about stay-at-home parents or those without employment incomes? “They may not bring in much income, but their contributions to their families are invaluable – from cooking gourmet meals to helping students prepare science fair projects.” It’s worth protecting these invaluable members of society.” Term […]

Homeowners insurance typically covers your structure, contents, and liability needs. Location can often play an influential role when setting the premium – for instance removing trampolines can significantly raise premiums; so too can proximity to fire hydrants or any conditions which create greater risk on your property. Ask Your Insurer Due to privacy regulations that […]

Insurance companies are required by federal law to cover breast reconstruction after a mastectomy, whether through private insurance or government plans like Medicare. Based on your medical condition and preferences, post-mastectomy reconstruction surgery could take place immediately or months or years post-mastectomy. Your surgeon will help determine the ideal timing. The Women’s Health and Cancer […]