Search Results for: insurance

How Do Gap Insurance Work?

Gap insurance typically comes bundled into your loan payments through your auto insurer or dealership and then discontinued when enough loan payments have been made to match up with the car’s value. Once that point arrives, however, gap insurance can be removed from your plan altogether. Gap insurance provides essential protection to drivers with upside-down […]

Will There Be A Fine For No Health Insurance?

The Affordable Care Act included a health insurance mandate that required most citizens and legal residents to obtain coverage or face penalties when filing federal taxes. While most federal penalties have since been removed, several states still mandate coverage as part of filing state tax returns or risk facing penalties when filing state taxes. Due […]

Who Has The Best Dental Insurance?

Cigna scored poorly for plan variety, offering only three plans and no bundling options or loyalty plans. However, its PPO plans boast one of the nation’s largest networks and high annual coverage limits. Preferred Provider Organization (PPO) plans allow you to visit out-of-network providers at reduced costs; however, these plans often feature maximum annual coverage […]

Does Costco Pharmacy Accept Cigna Insurance?

As a Costco member, you likely know that its pharmacy accepts most major health plans and provides its own prescription discount program, known as CMPP – perfect for people without health coverage as well as Medicare or Medicaid beneficiaries. However, it remains unknown whether Costco Pharmacy is one of Cigna’s preferred network pharmacies. CMPP Costco […]

Who Has the Best Home Insurance?

Consumers looking for home insurance should always shop around to find the most competitive rates. When doing their research, consumers can utilize JD Power customer satisfaction ratings and the National Association of Insurance Commissioners complaint database to make an informed decision. Amica Mutual boasts an exceptional customer satisfaction rating and offers various discounts. Additionally, they […]

How Does Health Insurance Work When You Change Jobs?

Health insurance helps minimize out-of-pocket medical costs. But if you change jobs and lose employer coverage, transitioning to new coverage options such as COBRA, special enrollment periods or individual plans could become increasingly complex. Learn about your available choices when switching employers. Prior to changing jobs, it is essential that you fully comprehend all available […]

Did Willy Have Life Insurance?

Willy Has Life Insurance: Linda is an understanding and supportive spouse. She gently reminds Willy of their options if the money from their life insurance payout was needed for mortgage or other expenses. Willy’s suicide for insurance money is indicative of his misguided interpretation of the American Dream, which places emphasis on material success over […]

Does My Insurance Cover Mental Health?

Many health insurance plans provide coverage for various therapeutic treatments; however, the precise scope varies between plans. HMO and PPO health plans typically require referrals in order to see specialists outside their network, while most individual and small employer policies sold on the Health Insurance Marketplace must cover mental illness. What is covered? Private health […]

Life Insurance Marketing Sales Advice – Insurance Marketing is an Investment in Yourself

This is my best advice for life insurance sales. If a person decides to become involved in life insurance marketing, it is their decision. Investing in life insurance marketing is an investment in yourself. Life insurance marketing isn’t an occupation. It is a business and should be treated accordingly. Without a lot of time and capital, it is […]