Search Results for: insurance

Every agency and agent is trying to get the most qualified leads possible, despite the current market conditions and soft market. There’s always a compromise between the current flow of leads for insurance agencies and long-term marketing plans, branding, and awareness campaigns for the future. Let’s look at some web marketing options and talk about the time […]

Any publication about insurance social networking will reveal lead sources that aren’t new. A social network can help you find a local lead source. To find top leads, you need to start socializing, use your time well, and network properly. To find potential customers for insurance, insurance social networking, cold calling and a consistent program of lead […]

I was raised in East Liverpool, Ohio. It is located in Ohio near the intersection of Ohio, Pennsylvania, and West Virginia. It was home to approximately 22,000. The population today is just under 13,000 My town has produced some remarkable and unique people. Let me tell you about a man who understood the importance of providing value to his clients […]

This article focuses on the business of insurance agents, financial planners, trusted advisors, and marketers. They have been in business for long enough to understand that it is rewarding, that they love it, and that they have reached senior citizen status. There are a growing number of people who are still in the business. Some of us […]

Insurance agents have had very limited exposure to reinsurance and little education about it. Agents are only made aware of reinsurance by an underwriter from the insurance company. This tells them that we cannot write this type of business because of our insurance company’s treaty insurance agreements. Over the years, reinsurers have been the traditional risk-taking […]

Change can be a painful process. I’m aware. I run an insurance agency. You can find the information you need on the internet, underwriting, commission cuts, and direct writers. Insurance companies, whether you’re an “independent” or a “captive”, must understand the changes and respond to them as soon as they occur. Corporate America’s wheels turn slowly. This is why I believe […]

Life insurance is one of the most sought-after employee perks, often provided for free or at a reasonable cost and providing coverage up to an individual’s base salary multiple. Supplemental life policies are also available with payroll deduction premiums paid, although employer-sponsored policies may not meet all of your family’s needs. Group Term Life Insurance […]

As with HMO plans, POS health insurance plans require participants to select a Primary Care Provider (PCP), and may even require referrals for specialists. Unlike HMO plans however, POS plans enable participants to seek out-of-network care at higher costs; POS plans represent a hybrid between HMOs and Preferred Provider Organization (PPO) plans. In-Network and Out-of-Network […]

Homeowners’ insurance typically doesn’t cover tree removal unless it forms part of an overall loss covered by their policy, since home insurance is intended to cover unexpected or unforeseeable events that might happen suddenly and unexpectedly. However, if a tree falls due to a covered peril (like an intense storm) and causes damage to your […]

As the coronavirus pandemic reshapes travel plans, many clients are wondering about various forms of coverage available to them. While every policy varies, most comprehensive policies cover trip cancellation, lost baggage and medical/health costs. Some insurance providers may provide concurrent coverage with your homeowners, car or health policies; others even offer flight accident and accidental […]