Texas real estate closings typically include purchasing an owner’s title insurance policy to protect the buyer’s investment in their new property, while lender policies protect lenders’ interest as well. Title companies research property ownership issues using document filings at the county clerk’s office; however, they cannot recognize problems caused by physical placement of improvements such […]
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According to the Affordable Care Act (ACA), private health insurance plans must cover birth control without incurring out-of-pocket expenses. This includes all FDA-approved methods that your healthcare provider deems medically necessary for you. Men’s contraceptives (like condoms and vasectomies ) and vasectomies are covered by Medicaid; however, short term health insurance plans don’t have to […]
Homeowners insurance often covers water damage to certain extents. In the event that water damage occurs to your home, it’s essential that repairs be made immediately and an insurance claim be submitted promptly. According to the Insurance Information Institute (III), most standard homeowner policies cover sudden, accidental water damage. However, neglect or gradual deterioration due […]
Renters deciding to invest in rental insurance for washers and dryers should consider several factors before making their decision, such as their current value, level of reliance and terms of policy. If your appliances are of high value or located in a higher risk area, investing in rental insurance could be financially sensible. A cost-benefit […]
Most car insurance providers do not provide one-day policies; those that do may have minimum policy terms of 30 days as it’s simply not profitable to have cover for only a day or so. However, if you are borrowing or renting from someone else, they may already provide coverage through something called permissive use policies. […]
Like most states, California mandates car insurance for drivers in order to legally operate vehicles. At GEICO we offer several affordable types of coverage – as well as uninsured/underinsured motorist coverage – that make driving legal. California drivers found driving without car insurance will face fines and license suspension if caught driving without coverage. To […]
Car insurance provides more than just legal compliance or expense: it is also an invaluable means of protection from unexpected losses that might occur. Policy details vary considerably, yet most policies offer at least some basic coverages. Factors influencing price and coverage include age, driving record, credit history, location, type of vehicle and deductible amounts. […]
Apexm is a pelvic muscle stimulation device designed to decrease stress urinary incontinence by strengthening muscles in your groin area and reduce stress urinary incontinence. Medicare covers this device if prescribed by a doctor as medically necessary and purchased through an in-network provider. Property Coverage Insurance from Apex Risk provides customized coverage options and expert […]
If you need affordable life insurance protection over an extended period, such as until your children are grown or your mortgage has been paid off, consider purchasing a 20-year term policy. Learn about its coverage quickly and receive a free quote within minutes! Term policies provide temporary coverage that only pays out death benefits if […]
Most physical therapists opt to purchase their own insurance as an added layer of security and peace of mind. This could be either an addition to their employer’s plan, or entirely separate one altogether. Malpractice insurance can protect physical therapists against potentially costly claims of malpractice; however, other forms of liability coverage can help safeguard […]