Search Results for: insurance

Do I Have to Get Health Insurance Through the Marketplace?

Outside the Marketplace, purchasing health insurance year-round may save money through premium tax credits or other savings measures tied to income. New York Medicaid or Children’s Health Insurance Program can also be enrolled in at any time if eligible for a Special Enrollment Period. What is the Marketplace? The Health Insurance Marketplace is an essential […]

What to Do When LTCI Insurance Wont Start Paying Out?

Long-term care insurance provides peace of mind against costly long-term care bills; however, many insurers will deny claims due to ineligible criteria or poor plans of care drafted. Ensuring the claim filing process runs smoothly takes skill and precision; an attorney or claim filing service that specializes in this policy area may be invaluable assistance. […]

Does Walmart Take Out Life Insurance On Employees?

Walmart’s controversial practice of taking out life insurance policies on rank-and-file employees and making themselves the beneficiaries has received an unexpected setback from a federal appeals court. They reinstated an estate of a deceased greeter’s claim against the company that it unlawfully stole her rightful share. What are the Benefits? Walmart employees can take advantage […]

What Does Retention Mean in Insurance?

Retention has several meanings within an organization’s context. It could refer to their ability to retain customers or employees; alternatively it can mean the rate at which claims are settled by them. Retention insurance allows businesses to manage their insurance costs more easily by shouldering some of the risk themselves, though careful consideration must be […]

How Much Is Home Owner Insurance?

Homeowners insurance rates can differ significantly between insurers. By comparing quotes and opting for the right deductible plan, it may help you to find an optimal home insurance premium rate. Your credit can have an effect on your insurance rates as many insurers use homeowners’ credit scores to assess risk and set rates accordingly. Coverage […]

Does car insurance cover hurricane damage?

2017 Hurricane Harvey caused the destruction of over 1,000,000 vehicles in Texas and other neighboring states. Each year hurricane season causes more damage to property and vehicles. Storm surges and flooding are common with hurricanes. In 2020, it was estimated that more than 446,000 flood-damaged vehicles were on roads. You may feel more at risk if your home is near the coast […]

6 Occasions That Spell Insurance Sales Opportunities

Certain events can have a profound impact on our lives, such as marriage or having children. These events often lead to changes in your insurance requirements. Insurance sales opportunities also exist for special dates such as birthdays and anniversaries. These events have a special meaning to us and we feel emotionally connected. These 6 occasions will remind us […]

Best homeowners insurance in Nevada

Nevada is home to more than 3,000,000 residents. With a homeownership rate above 56%, Nevada homeowners are likely to have a homeowners policy. Nevada’s average homeowners insurance cost is $822 per annum, which works out to about $69 per monthly. How do you find out if you have the most affordable homeowners insurance? Bankrate may be able help with their […]