Search Results for: insurance

It can be difficult to understand the policy details, limitations and exclusions and how they are covered. You have two options: go directly to the insurance company or use an agent who is a captive. But there’s another option: an independent agent. Each of these options can be used to purchase auto, home or business insurance. […]

Are you ready to hit the road with your food truck business? Before you start serving up delicious dishes, it’s important to make sure that you have the right insurance coverage in place. Food truck insurance can be a significant expense, but it’s essential for protecting your business and complying with legal requirements. In this […]

Are you wondering if dental insurance is tax deductible? It’s a common question that many people have when considering their healthcare expenses. Dental insurance can be a lifesaver for those unexpected trips to the dentist, but it can also be confusing when it comes to taxes. In this blog post, we’ll explore whether or not […]

Life is unpredictable, and we never know what the future holds. That’s why it is important to have a safety net in place that can protect us when things go wrong. One way to ensure this protection is by getting life insurance – a contract between an individual and their insurer that provides reimbursement in […]

Life insurance is an important aspect of financial planning that offers security and peace of mind to individuals. However, there may come a time when you have clients who no longer need or want their policy. As a life insurance agent, it’s your job to help them navigate the process of selling their policy and […]

Are you a member of the Homeowners Association (HOA)? Do you know what D&O insurance is and whether your HOA needs it? Directors and Officers (D&O) insurance is designed to protect board members, property managers, and other individuals in positions of authority within an organization from legal action. In this blog post, we will explore […]

MetLife insurance is most well-known for its employer-sponsored coverage. However, they also sell direct to individuals. While most insurance companies offer home and auto insurance, MetLife offers life, disability and vision insurance. However, some coverages are not available outside the workplace. Zurich Insurance and Farmers Group completed the MetLife acquisition in April 2021. Customers will continue to […]

Home insurance providers frequently require an in- and/or outdoor home inspection as part of the application process, in order to identify any issues which might affect coverage or rates. Travelers is one of the largest home insurers in the US, renowned for its wide variety of discounts and excellent customer service. What Is Covered? Before […]

Homeowners insurance rates vary significantly by state, city and ZIP code as well as depending on how much dwelling coverage you purchase and other factors like your claims history. Selecting a higher homeowners insurance deductible can lower your rates, but ensure you have enough savings set aside to cover its payment in case of a […]

Association health plans allow groups and individuals from similar occupations or geographic regions to join together. Plans can either be fully insured through a broker, or self-funded by the association itself. Federal and state regulations place stringent rules on small group plans. These must adhere to ERISA and Affordable Care Act guidelines for small group […]