Kentucky has one the highest fatality rates in America. Even if you drive safely, accidents can still happen in Kentucky. Drunk drivers and rain are the leading causes of automobile-related death in Kentucky. It is important to check your Kentucky coverage to ensure that you and your vehicle are adequately covered. According to Bankrate’s 2021 study, which included annual premiums quoted by […]
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You may be asked to purchase gap insurance with most car leases or purchases. It is possible to purchase gap insurance at an additional cost, but it may be worth it depending on your financial situation or desire for peace of mind. To determine if this optional coverage is worth it, weigh the pros and cons to […]
Oklahoma, a midwestern state, handles the load of an astonishing 2.5million drivers. The Sooner State also experiences severe weather each year with heavy snow, sleet, and storms that make traffic conditions dangerous and cause accidents. There were 584 deaths in crashes in 2019, which equates to 16.2 deaths per 100,000 people. Oklahoma requires car insurance. It is expensive. The […]
Iowa Farm Mutual Insurance Company was established in Des Moines, Iowa, in 1939. The company initially sold insurance for farmers and liability. The company grew rapidly and opened new offices in other states. It expanded its insurance product range to include coverages for cars and homes as well as life, business, and health. Farm Bureau Financial Services is […]
Based on Bankrate.com’s review and quotations of annual premiums from Quadrant Info Services, an DUI/DWI in Oklahoma raised average full coverage premiums about 50%. Based on data available, this is significantly less than the national average rise of 99%. But, this is not a guarantee. A DUI conviction can lead to drivers paying more or less, depending on the driving […]
When deciding on how much auto insurance to purchase, it is important to consider car insurance laws. Car insurance laws can be complex and sometimes difficult to understand. Drivers who do not follow the law could face severe penalties. Knowing the laws of Texas can save you money, time and headaches when you’re getting ready to […]
Even if you have a clean driving record it can be difficult to get cheap car insurance. In fact, many insurers will turn down drivers with tickets or violations. In most states, you must have at least one form of auto insurance in order to be legally able to drive. This applies regardless of your driving […]
21st Century Insurance is a small insurance company that serves California and Hawaii. It is well-known for its quick claim turnaround and excellent customer service. While most business is conducted online or by phone, policyholders can access 24/7 claims coverage through the Farmers Claim Services. 21st Century also offers homeowners, flood, and life insurance. car insurance however, is their bread-and-butter. […]
Most people have heard that a new car is worth less the first time it leaves the lot. This simplified explanation of “vehicle deduction” is not the best. If you finance a vehicle, it could be worth less than the vehicle’s depreciated value. This isn’t a problem for Massachusetts drivers, who would rather own a new car. However, […]
American Modern Insurance was established in 1965. It was the first company to specialise in mobile home insurance. The company started selling home and car insurance several decades later. The company currently offers policies in all 50 US states and Washington, D.C. American Modern Car Insurance American Modern does NOT offer standard auto insurance. The company is a specialist […]