Are you looking for lower insurance rates? This is something that many people neglect because they don’t want to have to do all the work of comparing rates or looking for information. Instead, they stick with the companies they feel provide the best rates and coverage, even if they raise their rates. They might not have had […]
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When it comes to car insurance costs, age is a major factor. Because they have more driving experience, older drivers are likely to pay less for coverage. According to Bankrate’s 2021 study on average annual premiums, the average cost of full-coverage car insurance for 60-year old drivers is $1,544 annually. Drivers between ages 60 and 69 file fewer car […]
Insurance is the most popular risk transfer method in risk management. There are three levels of insurance protection. The first is the social layer provided by national programs. It will be CPF insurance, such as DPS, HPS and Medishield. These are the most basic and affordable, as well as having the lowest premiums. The second is the group […]
Almost everyone is aware of the difficult economic times we are currently in. It’s going to get worse before it gets better. We offer advice, direction, and points of guidance to the public to help individuals, families, small businesses, and their employees to keep the coverages they have and/or obtain the coverages that are most appropriate […]
In 1937, the Progressive Insurance Company started selling automobile insurance. Today, Progressive is the third largest U.S. insurer. Progressive has assets of over $56 billion and generated $39 billion revenue in 2019. Progressive provides a complete portfolio of individual and commercial insurance policies, as well as financial products such mortgages and personal loans. Customers can request an insurance quote […]
What if you and your adjuster/insurance agency are still at a deadlock over the value of your property after all that you have done? Now it’s time to invoke your insurance policy’s Appraisal Clause. The Appraisal Clause can be found in all insurance policies. It was created to provide a process for disputing amounts to be settled […]
ANNUITY (PERIOD) CERTAIN An Annuity Certain is a designation that specifies the number and amount of benefits paid. This option guarantees that an insurance company will only pay a certain amount on an annuity. An annuity includes a Death Benefit, which allows payment to the beneficiary to be made upon the death of the annuitant. This benefit […]
By purchasing home insurance, homeowners in Michigan can protect their property and belongings in the event of a covered claim. With a median property value of $298,400, Ann Arbor, Michigan, residents pay on average $859 per year for $250K in dwelling coverage. Ann Arbor homeowners can shop with multiple insurance companies to find the best affordable homeowners insurance. We compared […]
Your workplace life insurance policy may not be enough if anyone relies on your income or the care you provide. If you are going to die, life insurance is a must. You may not have enough coverage if your only source of coverage is through your employer. Thankfully, purchasing life insurance has been made easier by […]
At Sea Mar Turning Point Treatment Center, our holistic approach consists of treating the whole person; mind, body and spirit. This includes fitness and nutrition education classes as well as individual and group addiction counseling services with 12 Step integration. No matter if you need assistance enrolling in public benefits programs or are covered by […]