As a homeowner, protecting your property is likely one of your top priorities. You’ve taken out homeowners insurance to safeguard against unexpected damages and repairs. But what about the trees in your yard? They may provide shade and beauty, but can they be covered by your insurance policy? In this blog post, we’ll explore whether […]
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Insurance is an essential aspect of our lives that we often take for granted. It provides us with a safety net in uncertain times, but what happens when that safety net disappears? Insurance policies can lapse for various reasons, leaving you without coverage when you need it most. But how long before your insurance lapses? […]
If you’re like most people, insurance premiums are a necessary expense that can put a significant dent in your budget. But did you know that under certain circumstances, you may be able to write off those pesky payments on your taxes? That’s right – deducting insurance premiums could potentially save you hundreds or even thousands […]
The beautiful island of Hawaii is known for its stunning beaches, lush greenery, and majestic volcanoes. While it’s an idyllic place to call home or visit, living near a volcano can be risky business. You may be wondering if Hawaiians have volcano insurance. In this blog post, we’ll explore the ins and outs of volcano […]
Are you looking for ways to save on your insurance premiums? One option to consider is bundling your car and home insurance policies. Known as bundling, this strategy can help you get discounts on both types of coverage. But is it really cheaper to combine car and home insurance? In this blog post, we’ll explore […]
Have you ever been in a car accident? It can be an overwhelming experience, not only emotionally but also financially. From medical bills to vehicle repairs, the costs can quickly add up. That’s where insurance comes into play – it helps cover some of those expenses. But do you need a police report for an […]
Any traffic ticket can be devastating, yet its effects will vary from insurer to insurer. Insurance companies typically review motor vehicle reports at policy renewal and will only increase your premium depending on the severity and location of any speeding violations. 1. Increased Rates Accident tickets can be expensive and may result in your auto […]
As you transition to civilian life, veterans may have questions regarding life insurance options available to them. Learn how you can understand them. Term life policies differ from private whole life policies in that their coverage has time limitations and premiums that increase over time, becoming unaffordable at some point in your lifetime. SGLI SGLI, […]
Most drivers keep a copy of their insurance card or policy handy in their glove compartment, center console or elsewhere in the car – that can serve as proof of coverage quickly and easily. Retrospective financial records analysis can also uncover any recurring transactions that indicate car insurance may be active. Secretary of State offices […]
State Farm is an established provider of auto insurance policies, offering an array of coverage options such as liability, collision and comprehensive. State Farm also provides homeowners and renters insurance policies, designed to protect property damage caused by natural disasters, fire and theft. Their home policies feature coverage against such perils. J.D. Power’s 2023 Home […]