Imagine that you bought a brand-new Suzuki GSXR1000 motorcycle just two months ago and it was stolen while you were dining at your favorite restaurant. You are covered by the full coverage motorcycle insurance policy that your lender required. Right? Most cases, it is not. However, you can review the details of your motorcycle insurance policy. Most full […]
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Are you covered by an insurance policy? Many people do. Are you aware that you can borrow money through your insurance policy if you have a policy? Insurance contracts are entered into by people who want to have a backup plan in case of loss. The insurance contract stipulates that the policy holder or insured must pay premiums […]
You will be charged higher premiums for life insurance if you have had any previous injuries. Most people who pose a risk are listed under the “Rated acceptance Terms,” meaning that they are considered to be a greater risk than average and will have to pay higher premiums. It sounds unfair, and it could be if […]
Third-party coverage provides policyholders with some protection, including theft and fire protection. To protect ourselves against accidents on shared roads, we must have at least third-party coverage. If you cause an accident, you are responsible for any damages, injuries, legal costs, or other expenses. Third Party Coverage provides protection against claims by others. Third-party insurance that includes “fire […]
Family Travel Insurance Packages can often save families money and help them avoid paying high premiums or excessive costs for single plans. The family package covers both the spouses and children. The company may offer extended family policies or group travel plans if the family has a ‘extended family’. If your family includes ten or more people, the […]
These are just a few of the reasons why long-term care insurance is one of the most important purchases you will ever make. Long-term care insurance policies can be complicated and even the smallest details can have a huge impact on how much care you receive. It is important to review a range of policies and […]
You may have public liability insurance as a businessman. This covers your stock, buildings, and vehicles. You might also have professional indemnity and legal cost insurance. Are you satisfied with that? But what about your other primary assets, your key staff? The heart of any business is its key staff. However, this does not apply to the UK’s […]
Walmart Pharmacy provides prescription medication, over-the-counter drugs, health supplies and immunizations, along with counseling and advice about medications. Walmart Pharmacy offers an innovative program that allows people to get certain drugs for just $4 each, making this an easy way to save money on medications. It’s available to all and there is no membership requirement; […]
Insurance fraud is an illegal act which costs families an average of $700 annually in higher premiums. When individuals commit fraud against either an insurer or themselves, extra premiums must be paid by those involved. Be wary of companies that require cash, wire transfers or prepaid cards as premium payments; instead use check or credit […]
Shipping insurance reimburses business owners in cases where their products are lost, stolen or damaged during shipment. Most major shipping carriers such as UPS, FedEx and USPS offer this as a value-added feature of their services. But at what cost and for what return should we expect it? The Cost Retailers that regularly ship high-value […]