Search Results for: insurance

The Insurance Information Institute reports that 90% of all natural disasters in America involve flooding. 20% of flood claims are filed annually by homeowners who live near areas with low or moderate flood risk. Renters can protect their personal items with a renters policy. Homeowners can protect their dwelling and contents with a homeowners insurance policy. These policies […]

New York has one the lowest rates of uninsured motorists in the country. There is less risk of an uninsured driver causing an accident in New York than other states, with a 4.1% rate. Uninsured drivers can face severe penalties and possible jail time. Although car insurance in New York may not be cheap, it’s worth it if […]

All drivers need car insurance, even those who have learner’s permits. Although insurance companies will often allow parents to add teens drivers to their existing policies, this is not a requirement. Some car insurers will also cover a learner driver if coverage is impossible through the parent’s policy. The process can be more complicated than getting insurance […]

North Las Vegas, NV has a median property worth of $208,100 and an average annual rate for homeowners Insurance of $876 for $250K dwelling coverage. Although North Las Vegas is not prone to natural disasters, it does have a high chance of earthquakes. Although homeowners insurance is not required unless you own a mortgage, it can protect your home and belongings in […]

Maine’s car insurance laws are among the strongest in the United States. They have high minimum liability coverage. These levels are 50/100/25. Maine drivers are also required to carry medical payments (medpay) coverage, as well as uninsured/underinsured motorist insurance (UM/UIM) insurance. Maine’s insurance premiums are low despite the high minimums. The minimum coverage policy in Maine costs $227. […]

Connecticut’s auto insurance requirements, like those in other states, are set by the state government. They must be followed in order to drive legally. Connecticut requires liability coverage in order to cover both property damage as well as injuries for anyone who is at fault in an accident. It also requires you to carry uninsured/underinsured motorist coverage […]

New Hampshire is the only state that doesn’t require minimum liability car insurance. You will not be penalized or fined if you cannot show proof of insurance if you are stopped and pulled over by a police officer. Even though insurance is not mandatory, it’s not a good idea for drivers to be without insurance. In New […]

Nevada drivers must have minimum liability insurance in order to be legally licensed to drive. Although the legal minimum is 25/50/20 it is possible to buy more to get the best car coverage in Nevada. Also, you must always have proof of your insurance on you when you’re behind the wheel. You can either show proof of your insurance […]

Under New York state law, businesses are legally mandated to carry workers’ compensation insurance and can buy it through private providers, the state insurance fund or self-insuring. Small business owners can save money by accurately classifying their employees. Misclassification may lead to costly workers’ comp premiums; New York employers can quickly verify coverage using our […]

Under Obamacare (aka Affordable Care Act), dependent children can remain covered under their parent’s health insurance until age 26.1. After turning 18, they can select their own plan during an exclusive enrollment period. This article will outline various options available to young adults for obtaining health insurance coverage of their own. Employer Plans Most individuals […]