Santa Ana’s homeowners make up less than half of the population. Santa Ana’s homeowners insurance costs are also lower than the national average. Santa Ana homeowners pay an average rate for a $250,000 dwelling policy of $1,010 per year, which is lower than the average U.S. rate of $13,312 annually. The best Santa Ana home insurance rates are […]
Search Results for: insurance
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May
May
Your monthly car insurance loan payment may have increased. This could be due to collateral insurance being added to your monthly payment. What is collateral insurance? It is basically the type of insurance that you get when you finance a car. Your lender will usually choose it for you. Your lender can purchase collateral car insurance for you […]
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May
May
The results of insurance career sales training are a never-ending nightmare. My career in insurance was no exception. Untrained insurance managers expect magical sales results from their career agent trainees. I saw this pattern of incessant training repeatedly. I was dressed like a professional, but working as a slave with no freedom. In reality, I had a vision of […]
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May
May
Modesto homeowners pay $885 per year for coverage on a $250,000 home, compared to the average cost of homeowners insurance at £1,312. Residents should still consider their options in order to find the most affordable homeowners insurance. Bankrate identified the five top-rated Modesto homeowners insurance providers based on affordability and coverage options. They also included discounts that are […]
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May
May
If you own a whole life insurance policy, its cash value can be accessed as long as all loans and withdrawals have been repaid in full. There may however be certain restrictions to this access. New York Life financial professionals can assist in helping you determine if this option is suitable for your situation. Premiums […]
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May
May
Your health insurance premium depends on which plan and service(s) you select, along with premium, deductible, copayments and coinsurance costs. At eHealth, our Health Insurance Price Index Report will give you an idea of the average costs. Premiums Your monthly premium payment for health insurance is the premium, an amount paid in exchange for its […]
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May
May
Business liability insurance covers damage that your business is responsible for to third-parties. However, this does not extend to injury to employees covered by workers’ compensation insurance or damage to your own property covered by commercial property insurance policies. Cost of business liability insurance varies by industry and location, with businesses in higher-risk industries paying […]
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May
May
The card gives essential information about you and your coverage to physicians, and helps avoid billing problems. Additionally, it includes details of your insurance provider that could prove invaluable should any issues arise with them later on. If your coverage comprises both Medicare and an employer plan, you’ll likely have multiple cards representing individual aspects […]
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May
May
An MSA is a special account created to manage medical expenses not covered by Medicare. As its rules and regulations can be complex, injured parties should review CMS’s WCMSA Reference Guide carefully as they work with an administrator to make sure funds are spent accordingly and reported properly. High-deductible health plans (HDHPs) High-deductible health plans […]
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May
May
Roofs are exposed to severe weather and often neglected during routine maintenance checks; as such, they’re one of the more frequently damaged parts of a home. Luckily, homeowners insurance can cover repair or replacement costs incurred from damage due to storms. However, it’s essential that you read your policy thoroughly to assess if this type […]