Supplemental health insurance provides peace of mind in an uncertain medical climate. This type of policy pays out lump sum payments that help mitigate potential financial risk in specific scenarios like critical illness and accidents. Supplemental policies are meant to supplement, rather than replace, traditional health care plans. With affordable monthly premiums and fixed indemnity […]
Search Results for: insurance
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May
May
Assuming you gave permission for another person to drive your vehicle, their auto insurance should cover them under liability, personal injury protection and collision coverages. Note that extended family and roommates who will use your vehicle regularly should be included as drivers on your policy, or else they risk being excluded from coverage. Permissive Use […]
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May
May
Many individuals are confused as to whether they possess health insurance coverage. Your insurance card should tell you this information – usually including information like the enrollee name, member ID number and policy number. Each individual covered under their plan has their own policy number that can help medical providers quickly access relevant data. 1. […]
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May
May
Long-term care insurance premiums increase as you age, making it wiser to purchase early. Your marital status also has an effect on premiums. Individuals with sufficient assets and income may be able to purchase policies to cover some of their future care costs; those without this luxury must rely on state assistance programs like Medicaid. […]
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May
May
Though it can be alarming to find out the at-fault party does not carry insurance, don’t allow this fact to deter you from filing a claim. Instead, gather evidence to support your case that they lack coverage and take appropriate steps in your claim filing process. UM/UIM policies can be particularly important if you live […]
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May
May
Farmers New World Life Insurance Company sells term and whole life insurance products under Farmers brand in all 50 states except New York. This includes a term policy that does not require a medical examination. Farmers may be an excellent choice for life insurance shoppers because they have few complaints to state regulators. They also […]
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May
May
It is an exciting time, but it also brings with it many responsibilities. It may be the biggest purchase you make. Protecting your finances from the possibility of rebuilding or home repair costs is crucial. Here is where homeowners insurance comes into play. For first-time homebuyers, insurance can be overwhelming and confusing. If you are looking for the best […]
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May
May
The different types of home insurance policies may be called HO-3 and HO-8. Initials HO stand to signify homeowners. There are three types of coverage: standard homes, mobile/manufactured and condos. An HO-8 policy typically covers coverage for older homes. You may not be eligible for a standard, more affordable HO-3 insurance policy just because your house is older. You […]
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May
May
Many Americans consider swimming in the pool a fundamental part of summer. Nothing is more comforting and fun than relaxing by the poolside when the sun is shining down on you. But did you know that an average of 390 deaths a year are attributed to swimming pool accidents? No matter what type of pool you have, accidents can cause […]
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May
May
Two types of insurance for health can be broadly classified as: group health insurance and retail health insurance. Group health insurance is a policyThis is a policy that an employer takes out for a group of employees to pay hospitalization costs. The policy covers one person or a family. The retail health insurance policyThe customer […]